sgusers7的部落格

Source: The News-Gazette, Champaign-Urbana, Ill.存倉Aug. 12--Flooring Surfaces to open factory outlet in SavoyFlooring Surfaces plans to open a factory outlet store in Savoy early next year, company President Kevin Applebee said.The company, which sells carpet, ceramic tile, luxury vinyl tile and hardwood floors, will continue to operate from its location at 401 E. Mercury Drive in Champaign's Apollo industrial park.But the new 8,000-square-foot store _ to be built just north of the former Busey Bank building in Savoy _ will sell close-outs and overstocks to the public."A lot of do-it-yourself products will be sold _ in-stock merchandise they can take with them," Applebee said.The new store is expected to open sometime in the first quarter of 2014, he said."We've been looking to try to find a location on the south side of town for several years," Applebee said, adding the new store will likely employ six to eight people.The factory outlet store will have a price structure that Applebee said should be "more competitive.""Since we're a distributor, we have buying power and are able to compete with the home centers," he said.The factory outlet store will offer installation services only on carpet, but can help customers arrange for installation of other surfaces, Applebee said.The Mercury Drive location will continue to provide installation service for all surfaces.Flooring Surfaces got its start in Missouri in 1994 and moved into the Champaign area in 1995. It was initially at 706 W. Bradley Ave., C, and relocated to the Mercury Drive building in 1999."Nothing will change with that location," Applebee said, noting that Flooring Surfaces has been selling direct to the public since 2004.Bank on the way?Speaking of the former Busey Bank building in Savoy, Iroquois Federal Savings & Loan has given public notice that it intends to open a branch office there.Iroquois Federal already has offices in Danville, Hoopeston, Watseka and Clifton, as well as a loan production office in Osage Beach, Mo.Walter "Chip" Hasselbring III, the chief operating officer for Iroquois Federal, said the savings and loan has been looking to expand its footprint and already has customers in the area.He called the location at 108 Arbours Drive, Savoy, "a good spot," adding "there's a lot of growth in the area."Hasselbring said Friday that although Iroquois Federal has made an offer on the property, the deal has not yet closed. He said he hopes to provide more details on the proposed full-service branch in weeks to come.Birkey's going upBirkey's new dealership on High Cross Road in Urbana is expected to be open for business by March 1, 2014, said Jeff Hedge, vice president of the Champaign-based farm equipment and construction equipment company.The 63,000-square-foot facility at 2202 S. High Cross Road will include a sales office, showroom, parts cen自存倉er and parts storage in its front section and a service center behind that.The facility will replace Birkey's current store on 1801 E. University Ave., U. The new store is expected to employ 45 to 50.Birkey's handles both Case-IH agricultural equipment and Case construction equipment. It has 12 ag stores in Illinois and Indiana, as well as four construction equipment stores.The company is in the process of adding a new shop to its facility in Galesburg, Hedge added.No waxing, pleaseWant a fast, easy way to wash your pet?Le Wash _ a self-service car wash at 1902 W. Bradley Ave., C _ is preparing to offer a scaled-down version for pets.The All Paws Pet Wash, located on the west side of the car wash, was not in operation late last week, pending inspections.But when it opens, it will give pet owners an array of options to select.The pet wash costs $5 for 10 minutes, during which customers can choose a variety of services. They can start with a rinse option, then choose either oat shampoo or tearless shampoo, then conditioner and a deodorizing cycle. They can also use a vacuum to remove excess water and hair and conclude with a blow dry.To give the bath, customers step into an enclosed chamber, place the pet in a tublike tray and push buttons for the desired cycle.Le Wash was formerly a Super Wash, but ownership of the facility changed late last year, with the new name adopted this year.Landscaper suggests gardenSarah Hall, the owner of Sarah's Landscaping, has been talking with the city of Champaign about the possibility of designing a community garden.A possible site would be city-owned property on the south side of East Bradley Avenue, just west of the Canadian National railroad tracks.Hall said the garden _ which her firm would maintain _ could bring beauty as well as fresh produce to area residents.She said she envisions the garden including herbs, vegetables and possibly fruit. She would also like it to include "edible landscaping" and perhaps "permeable pathways" to conserve water.Hall started her landscaping business at home in 2008 and moved the business last winter to 1710 W. Hensley Road, C.The firm, which provides residential and commercial landscape design, installation and maintenance, employs eight part-time workers.Hall said the business has also done a good bit of "personal gardening," in which homeowners arrange with her to maintain their gardens.The phone number for Sarah's Landscaping is 356-2044, and the website is .sarahslandscaping.com.Contact Don Dodson at 351-5227 or 800-252-3346; by email at dodson@news-gazette.com; or by regular mail at The News-Gazette, c/o It's Your Business column, P.O. Box 677, Champaign, IL 61824-0677.Copyright: ___ (c)2013 The News-Gazette (Champaign, Ill.) Visit The News-Gazette (Champaign, Ill.) at .news-gazette.com Distributed by MCT Information Services迷你倉新蒲崗

Source: Pittsburgh Post-GazetteAug.迷你倉價錢 12--The Greater Pittsburgh Community Food Bank will close 15 food pantries in the Pittsburgh area next month due to some funding cuts and an effort to keep pantries where resources are most needed.Representatives from the food bank said that after the closures, no community will be without food access, but residents in some affected areas are concerned about the changes.The food bank serves 120,000 people per month and provides a total of 27.4 million pounds of food per year. The agency does not expect either of these numbers to drop, since it hopes to maneuver resources throughout its network of food distributors to accommodate the same number of people.The regional food bank runs a total of 254 food pantries, 205 of which are in Allegheny County. Last year 10 food pantries closed, but three were adopted by the Salvation Army and three were closed for renovation or space issues. In addition, three pantries in Somerset and one in Butler County were opened.But throughout the month of September, more pantries will close than in all of last year. Three food banks are closing in McKees Rocks, two each in Hazelwood and the Hill District and one each in the South Side, Carrick, McKeesport, Braddock, Homewood, Clairton, West Mifflin and the North Side.The closures are part of a plan that the food bank initiated more than a year ago to place more resources in under-served areas, said Ron Cichowicz, the chief communications officer for the organization. Additionally, this year the food bank is operating with a smaller budget after experiencing more than $400,000 in federal, state and local cuts, said CEO Lisa Scales. The food bank's budget this year is $13.9 million.Despite these setbacks, food bank representatives are confident that every community will have access to food."We really want to make sure that we're not abandoning people," Ms. Scales said. "We're ensuring that people get service at a nearby food pantry."Though it is the food bank's goal to make sure no one in Pittsburgh is hungry, Pearl Bey, a 77-year-old who lives in a Glen Hazel high-rise, is concerned about the food bank in her building being eliminated. Ms. Bey, who has used a wheelchair for the past five years after having seven knee surgeries, relies on the food pantry in her building for about 50 percent of her food supply.Since she is unable to walk, she said it will not be feasible for her to go to the Hazelwood YMCA, which she said will be the closest food pantry to her after Glen Hazel closes."There's nothing I can do," she said.Ms. Bey is not alone in her discontent, said Janet Evans, the president of the tenant's council of Roselle Courts High-Rise in Glen Hazel. She estimates that there are 40 to 50 people who use the Glen Hazel food pantry and about 20 of them use wheelchairs. Even if residents take the bus to the YMCA, she added, it drops them off at the bottom of a hill that many residents will not be able to climb."It's going to be a hardship for some of the ones that live in the high-rise," Ms. Evans said. "They are very mad and unhappy that this is happening."The Rev. Leslie Boone, who founded Fishes and 迷你倉庫oaves to sell cheap produce in Hazelwood, said she does not understand why the food bank chose to close this particular pantry."I can understand funding cuts, but I beg to differ on the accessibility," she said. "I would really like to hear what their next plan is."Others were supportive of the food bank's actions and said that the organization worked with them to ensure that the closures will not have an adverse impact on their neighborhood. The food bank has allowed Focus on Renewal, a community center in McKees Rocks that distributes food two days a week, to order more food so it will be able to accommodate excess people after three other food pantries in McKees Rocks close."The Greater Pittsburgh Community Food Bank has been great about calling us and making sure that we can accommodate the added families," said Sister Sarah Crotty, the associate director of Focus on Renewal. "I think we can, and we're very happy to do that."The leaders of the Brashear Association on the South Side are in the middle, nervously optimistic that they will be able to feed the additional people they expect when the food banks close.Approximately 50 more families each month may arrive looking for food after Arlington Heights Food Pantry closes, said Tracy Frank, the family case manager at the Brashear Association."I think that that's something that we'll be able to do," Ms. Frank said. "Probably more than anything people are just concerned about trying to make that adjustment."In the Hill District, other organizations in the neighborhood that provide food are not as not optimistic about their ability to help additional people."It's going to be a serious problem for the community emergency food pantry here," said Paul Abernathy, the director of Focus, which helps provide food in the Hill District. "We have trouble keeping our shelves stocked anyway."There are resources available for any person in the city of Pittsburgh who meets certain income requirements, said Karen L. Garrett, the director of outreach and community initiatives at Pittsburgh Community Services Inc.The organization has an emergency food pantry that will find food for people in the midst of a crisis, she said. The agency also can transport food to people who are incapable of doing so for medical reasons, she added. Those in need of services can call 412-904-4801.The list of food pantries that will be closing next month are: McKees Rocks Terrace, Ohioview Senior Hi-Rise FP and Pleasant Ridge Community (McKees Rocks); Bernice Crawley Manor Highrise and Glen Hazel Tenant Council (Hazelwood); K. Leroy Irvis Towers and The Legacy Food Pantry (Hill District); Arlington Heights Food Pantry (South Side); Carrick Regency Food Pantry (Carrick); Harrison Village Food Pantry (McKeesport); Helping Hand Food Pantry (Braddock); Homewood North Food Pantry (Homewood); Millvue Acres (Clairton); Pressley Street Hi-Rise Food Pantry (North Side); and West Mifflin Manor Food Pantry (West Mifflin).Monica Disare: mdisare@post-gazette.com.Copyright: ___ (c)2013 the Pittsburgh Post-Gazette Visit the Pittsburgh Post-Gazette at .post-gazette.com Distributed by MCT Information Services儲存

Tower running is booming and the sport’s governing body is determined to make it an Olympic event, writes Mark GrahamAthlete Suzy Walsham is hard to beat on a flat surface, be it a road or a track.迷你倉沙田 When bounding up steps to the top of a skyscraper, she is virtually uncatchable.Walsham is the poster girl for tower running, whereby competitors race to the top of iconic skyscrapers such as the Empire State Building in New York City and, two weekends ago, the 330-metre-high China World Summit Wing hotel in Beijing.Walsham, a former Australian national track athlete, was the fastest woman up the 2,041 steps of the 82-storey hotel in 11 minutes, 7 seconds.“The race was tough,” says Walsham, who works in Singapore as a manager for a computer security firm. “Although the stairs were not very high, the stairwell was quite complicated, with random flat bits of running, changing direction, changing stairwells and so on. But that also made the race interesting.”Who knew stairwells had such intricacies? Stair climbing, in fact, has a global schedule of races comprising 150 events across 25 countries. Michael Reichetzeder, executive director of the Tower-Running World Council, is on a mission to make tower running an Olympic sport.Beijing was a new addition to and the fourth stage of this year’s eight-race Vertical World Circuit, which began in 2009. The premier circuit also includes the race up the Empire State and other buildings in Switzerland, Spain, Taiwan, Vietnam, Singapore and Brazil.The sport is perhaps tailor-made for Asian cities, with their ever-increasing number of high-rises. Last week, the Shanghai Tower – though still an ongoing project at the Old Docks – topped out at 580 metres to become China’s highest building and the world’s second-highest behind Dubai’s Burj Khalifa (828 metres). Scheduled for completion by 2015, the Shanghai Tower will be 632 metres high. Other Chinese cities are planning or constructing their own megastructures.The Beijing Vertical Run was a thrilling event, where the 600 entrants jostled and panted their way up the narrow stairwells of the downtown tower. As well as the satisfaction of finishing such an arduous challenge, they were also able to enjoy the rare sight of Beijing on a pollution-free day.“The race was one of the longest I have done this year, so it was quite different to my last race in Bratislava [in Slovakia] that was only 22 floors and took less than two minutes, 30 seconds. In Beijing, I felt pretty strong up until about the 70th floor and then I started to feel quite tired and slowed down a lot over the last 10 floors,” Walsham says. “Often my friends are amazed I do this sport … they say they would get tired after about three floors and think I am crazy.”There is a certain madness – or masochism – associated with the sport, not to mention very real medical risks. Even super-fit athletes are pushing their bodies to the limit by engaging in such intense activity, subjecting the heart, lungs and limbs to a far more vigorous workout than road running, or plodding along迷你倉價錢on gently moving gym treadmills.But as with all sports, the danger is part of the appeal, as well as the more whimsical aspect of ascending landmark buildings in major world cities. Hong Kong-based Frenchman Clement Dumont is one such high-rise running tourist, who plans holiday weekends around events. His wife Sabrina also regularly participates.“As a trail runner, this type of intense and brief effort is not something I usually experience,” he says. “At the top of the building, you can barely walk. You try to take back your breath for a good five minutes. But I recover really fast; within an hour I feel fine and can go and visit the city and enjoy the afternoon with the family. The only thing that lasts for a day is the dry throat probably from the dry air.”Dumont does little specific training for stair running, figuring that his regular route, climbing up to Sunset Peak on Lantau Island, is not too dissimilar to tackling a steep stairwell.But Dumont, who organises the TransLantau trail running race, acknowledges he needs to work on his handrail technique, mastering the art of using the metal wall fixtures to help gain extra speed.Vertical races attract a mixed bag of athletes, from sprinters to long-distance specialists. Everyone with access to a high-rise building – which means pretty much everyone in Hong Kong, Beijing or Shanghai – can train for a vertical running race, or simply use stair running as a quick and effective workout.One competitor in Beijing who had a few stairwell location insights was the Wing hotel’s general manager, Thomas Schmitt-Glaeser. He also picked up a few tips from German compatriot and champion stair racer Thomas Dold, who won the event in 9:55.“I discovered that it is best to save your energy for the long run. If you start off like a bullet, you will burn out by the 10th floor,” says Schmitt-Glaeser. “You also need to keep rhythm and don’t count the steps which distracts and demotivates. Having said that, after 30 floors, it seemed the stairs would never finish.”Be warned: the intensity of vertical running means it is not for neophytes. Walsham had many years of successful track and distance running under her belt before “stepping up”.“I love to challenge myself and this sport is certainly very challenging, and right now, it takes me all over the world for competitions and I love it. I also have fewer injuries now that I am training more on the stairs, although I still do quite a bit of running, so the sport has given me a mini athletic-career revival.“It is the kind of sport anyone can do, and is especially good for people with busy lives – you only need a building, you don’t have to worry about the weather, and in 15 to 30 minutes, you can get a really, really tough workout.“If you are prone to injuries due to the pounding of running, this is the perfect alternative – it is lower-impact, and builds up a lot of power and strength in your legs,” Walsham says.“Just make sure you catch the lift back down as it is harder on the legs walking down than it is running up.”life@scmp.com迷你倉庫

PORTLAND, Ore.自存倉, Aug. 12, 2013 /PRNewswire/ -- DAT announced the availability of DAT RateView, enabling carriers to see market rates paid by shippers as well as current spot market rates on all lanes in the United States and Canada. Equally important, RateView automatically suggests backhauls as well as TriHauls based on highest paying lanes returning trucks to their point of origin. TriHauls take advantage of the most profitable triangle routes that can give carriers options for return trips that pay at a higher rate."Not only does DAT RateView give carriers an instantaneous look at market rates for lanes of interest, TriHauls transform the image of backhauls. Instead of cheap freight, backhauls become important revenue generating opportunities that also bring trucks and drivers home," said Don Thornton, DAT senior vice president of sales.The TriHaul feature in DAT RateView takes into account load availability and competing truck capacity at the origin, and suggested intermediate points. Rate calculators let carriers compare the linehaul and fuel surcharges to immediately understand the revenue potential of the TriHauls and backhauls under consideration.Carriers can quickly compare the rates they are being paid against the mark迷你倉新蒲崗t rates on lanes they are running as well as explore new lanes. DAT RateView also provides 13 month rate histories, information critical to seasonal trend analysis and for quick and easy RFP response. The simple-to-use lane bulk-download feature can reduce the time necessary to respond to RFPs from hours to minutes.DAT RateView is based on $20 billion per year of actual freight transactions and adds a powerful complement to DAT load boards.About DAT:DAT, a unit of TransCore, is the world's leading freight marketplace platform and information provider. Through its solutions, DAT and TruckersEdge load boards and DAT RateView, the company hosts over 90 million spot load and truck listings and compiles $20 billion of transacted shipment data annually, as well as automated carrier safety and insurance monitoring through DAT CarrierWatch. DAT is the trucking and transportation industry's preferred resource for real-time supply, demand, and rate analytics.TransCore also provides Keypoint transportation software, the most popular broker logistics software, as well as fleet compliance services. All marks are the property of their respective owners.DATCONTACT: DAT, Eileen Hart, 800-547-5417 ext. 5132, Eileen.Hart@DAT.comWeb site: .dat.com/迷你倉出租

epaper.文件倉gmw.cn/gmrb/images/2013-08/12/10/2013081210_pdf.pdf...《 光明日報 》（ 2013年08月12日 10 版）本報北京8月11日電（記者王小潤）中國銀行業協會日前在京發佈的《2012年中國資產托管行業發展報告》...

在深圳「特區中特區」前海註冊的企業，儲存倉是銀行眼中的高質客戶，拓展跨境人民幣貸款業務前景寬闊，令港資銀行積極部署，近月以四招在前海「插旗」掘金。市場消息透露，�豐銀行已率先獲批落戶前海片區內的牌照，力爭成為首家真正在前海範圍內開設分行的港資銀行；另外，該行正籌備興建一座以�豐銀行命名的地標建築，突顯其作為外資進入前海建立據點的野心。 港銀4招前海「插旗」 1. 設立支行外圍包抄 雖然深圳市銀監局先後批准�豐、�生（011）及永亨（302）將各自現有的南山支行改名為前海支行，服務於前海企業，而東亞（023）新設的前海支行亦已開業，但四間銀行支行選址都並非在前海服務區內，形成外圍「包抄」，難言進駐，相比起招行（3968）落戶前海物流園內的分行，無論經營地點及規格上都較輸蝕。 市場消息透露，�豐已獲得在前海範圍內開設分行的資格，成為首間入駐區內的港資銀行。前海官員透露，包括港資在內的外資銀行設立分支，必須經中銀監審核及批准，「之前東亞、�生等成立的前海支行，只將現有支行更名，故審批並不是很複雜」。日前創銀（1111）亦表明有意申請設立前海分行，可以預期現有的�生等支行，僅是暫時經營的權宜之計。 該官員表示，目前前海合作區仍屬於未建成的片區，加上只有15方公里，無論空間及容納能力都有所不及，所以現階段除了招行的分行能夠進駐，其他銀行都需要採取註冊地點與經營地點分離的做法，屬於過渡性安排。 2. 豎立具名命權地標 前海先行先試的獨特優勢，吸引國際金融機構以此作為拓展內地市場的門戶，而對內地當局來說，要打造境內另一個國際金融中心，必須吸引國際大型機構落戶。據悉，�控（005）計劃夥拍發展商在前海興建一幢�豐大迷你倉沙田，這策略反映其在前海大展拳腳的野心。 發展商必須成功在前海競投土地，才可以參與發展。據了解，�豐並沒有計劃自行在當地建寫字樓，故將與發展商合作，建成後購買或承租部分樓層，並取得命名權。 過去�豐落戶內地城市，多以租賃方式進行，例如在上海曾租用森茂國際大廈，後易名為「上海�豐大廈」，至2010年6月遷往同樣位於陸家嘴的上海國際金融中心，�豐向發展商新地（016）租用南座9個樓層，並取得命名權，稱為�豐銀行大樓。 3. 合營全牌照經紀行 早前財經事務及庫務局透露，中央答允本港金融機構在內地籌組合營經紀行或資產管理公司，持股可提高至51%的控股地位，而且合營對象沒有限制。 本港銀行正等待正式宣布，一旦政策最終落實，即可按新措施於前海成立合營企業，除可享有與其他前海企業一樣的15%營業稅優惠外，業務範圍更不限於前海，其中針對合營經紀行屬於全牌照，即可經營所有相關證券業務。消息亦透露，目前已有一家本地C組經紀行取得以合營方式（JV）在前海經營的牌照。 4. 簽小額貸款爭�仔 今年初15家港資銀行與前海企業簽署首批20億元的跨境人民幣貸款，已予外界「分餅仔」的感覺，其後幾個月雖然不時再有零星貸款協議簽署，但每次金額最多不過1億元。 市場盛傳人民幣跨境貸款規模可達300億至500 億元人民幣，蛋糕如此龐大，銀行前期的貸款協議可能只是幌子，相信是為將來爭「�仔」鋪路。年初�豐、渣打及�生的高層都親臨簽約，突顯港資銀行對前海跨境人民幣貸款業務極為重視。 但據了解，目前大部分貸款協議僅是授信形式，只有極為少數的貸款獲得提取及使用。截至7月中，據報跨境人民幣合同備案貸款額為72.5億元。 撰文：潘磊華、江凱妮 迷你倉價錢

本報訊記者雷和平報道在日前召開的人行西安分行2013年年中工作座談會上，儲存倉分行黨委書記、行長郭新明要求，全轄各級行要以黨的群�路線教育活動為契機，切實推動基層央行黨的建設、隊伍建設和內部管理工作，大力改進工作作風，以良好的精神狀態，確保全年各項工作任務圓滿完成。郭新明要求全轄各級行、各部門要高度重視此項工作，按照中央要求、總行部署和分行實施方案，抓好落實，確保活動有序推進，取得實效。一是要處理好業務工作和教育實踐活動的關係，把群�路線教育實踐活動的著力點和落腳點，放到促進基層央行更好履職上來，全體黨員幹部都要參與其中，緊緊圍繞央行職能和崗位職責，按照為民、務實、清廉的要求，通過照鏡子、正衣冠，深入查擺存在的問題 ，進一步加大服務基層、服務群�、服務民生工作力度，最大限度地提升履職績效。二是要處理好“規定動作”與“自選動作”的關係。做好“規定動作”，就是要按照方案要求迷你倉沙田抓好每一個環節，完成好學習教育、查擺問題、整改落實每一個階段的任務。關鍵要組織召開一次高質量的專題民主生活會，主要負責同志要帶頭查擺問題，班子成員之間要相互談心，開展批評和自我批評，既要解決實際問題，更要解決思想問題。做好“自選動作”，就是要在突出特色上下工夫，努力挖掘、總結和推廣好的做法和經驗，大力宣傳典型事跡，積極宣傳人民銀行執行黨的群�路線、服務廣大群�的工作，擴大活動的影響力和實際效果。三是要處理好黨內活動與群�參與的關係。黨的群�教育實踐活動的目的是強化群�觀念、解決突出問題 、增強服務群�能力，只有群�的廣泛參與，問題才能找得准，措施才能落得實，評價才能讓人服。要開門搞活動，拓寬幹部群�、金融機構等服務對象參與活動的渠道，主動聽取各方意見，自覺接受群�監督，使活動成為黨群互動、凝心聚力的過程，達到黨群幹群關係進一步密切，為民務實清廉形象進一步樹立的目的。迷你倉價錢

券商依賴傭金收入、靠天吃飯的格局悄然間發生逆轉。截至上周，自存倉19家上市券商公佈了今年7月份的財務數據顯示，7月份淨利潤同比增長94 .4%，環比增長44 .0%，共實現淨利潤13 .32億元。增長主要緣于股市成交額、股權融資規模、融資融券餘額均增長。“其實，融資融券和股權融資，等於券商在和銀行、信托搶市場。資管創新業務，等於券商在和基金公司搶市場。”安信證券有關人士一針見血地對南都記者剖析說，“券商單純靠傭金盈利的模式正在發生變化。信托好日子將成為過去。”7月券商淨利潤成功逆襲去年年底前，券商大舉裁員，深圳半數營業部虧損。而時間流轉至今年7月，券商在艱苦的突圍戰中，悄然看到了曙光。上周19家券商7月業績全部出爐，形勢已經發生根本逆轉。其中，中信證券（母公司）當月淨賺2.75億元，排名榜首。海通證券、廣發證券、招商證券當月淨利潤均超過1億元。總體來看，19家上市券商7月淨利潤同比增長94.4%，環比增長44.0%，共實現淨利潤13.32億元。同比來看，16家增長，3家下降。其中東北證券增長1006.5%、興業證券從去年7月虧損2100萬，變成今年7月盈利3300萬。山西證券去年7月盈利400萬，今年7月則陡然升值盈利1300萬，增長246.8%，三家券商同比漲幅最大。但同時，國金證券淨利潤下降78.6%、西部證券下降73.8%、廣發證券下降16.8%，三家同比降幅最大。若從1-7月計算，19家券商累計營業收入同比增長11.7%，累計淨利潤同比增長13.0%：19家券商1-7月累計營業收入375.08億元，累計淨利潤134.87億元。15家累計淨利潤同比增長，其他4家同比下降。融資融券已成盈利法寶“券商創新業務持續推進，下半年隨著股票質押式回購業務推出，以及IP O的重�，將帶來收入的增長，對券商業務好轉。”長城證券分析師黃飆在其最新研報中分析指出。據長城證券統計顯示，7月份滬深兩市交易額41322億元，環比增長45 .8%；股權融資規模202.92億元，環比增長70 .6%；集合理財產品發行規模84.24億份，環比下降12.6%；7月末融資融券餘額2332億元，較月初增長5%.而多家券商表示，今年以來創新業務增色半年業績。其中上半年，東北證券實現營業收入、歸屬於母公司股東的淨利潤同比分別增長54 .62%和149 .91%.增長的主要原因是公司加快創新業務推進步伐，調整證券投資業務品種，增加債券投資比重，證券投資業務收入比上年同期大幅增長，並大力開展融資融券、債券質押式報價回購、約定購回式證券交易等創新業務。南都記者從一些一線營業部等也瞭解到，融資融券等創新業務的確已經成為不少券商盈利的法寶。“目前單純的股票交易傭金早就跌至萬三，而做融資融券的傭金為千一，甚至比千一還要高，整體定在千分之一點五左右。此外，還有利息收入。”安信證券旗艦店深圳金運世紀營業部有關人士對南都記者解釋說，“客戶單純炒股，套住後就不動了，而融資融券有周期，客戶內心有緊迫感，半年之內一般一定要操作一次。所以，我們初步估算，同等資產，做融資融券的客戶為公司帶來的收益，是只買賣股票的客戶的5-10倍。比如一個客戶有1000萬股票資產，單純自己炒股，券商的傭金收入是3000元左右，而做融資融券，券商從中的收益是2萬-5萬。這還沒有計算融資年化8 .6的利息和融券年化10 .6的利息。”據瞭解，目前融資融券部迷你倉新蒲崗為券商盈利的一個核心部門。通常該部門除了做融資融券業務外，還做約定購回式證券交易，以及在6月份剛剛放開的股權質押式證券交易。杠杆操作增加券商盈利“總體來說，在監管層放鬆監管鼓勵創新的背景下，券商盈利的本質是加大了杠杆操作。”安信證券該人士解釋說，“原來券商做業務，要用自有資本金，而現在券商做融資融券，可以發債、借券等來做業務。但同時風控也很到位，風險基本由客戶承擔，一旦達到警戒線，就把客戶股票平倉止損。這本質上，其實在和信托和銀行搶生意。”對目前的盈利能力占比，他解釋說，從相對微觀角度看，目前融資融券部的盈利占在10%-15%左右。有些券商的營業部，此業務占比到20%-30%.深圳天力拓公司投資總監王先春亦有類似觀點。他對南都記者剖析說：“自全部放開融資融券後，這部分的業務收入成為券商熊市中重要的收入來源之一。而今年以來，監管層對影子銀行的整頓，以及券商資管業務的大發展，還包括目前已經成型的債務資產證券化等等，大有取代信托和銀行理財產品的趨勢，逐漸成為創新類券商的主打對象，因此，業績的提升也自然在情理之中。”他指出：目前券商的經營業務範圍同過去相比已經有了天壤之別。“從業務分類上看，除了銀行存款業務、保險業務不能做外，金融類的多數業務對券商而言幾乎均可涉足。”有深圳知名券商人士對南都記者解釋：除了融資融券外，新大資管時代，券商發行了很多產品。“我們公司之前只有1-5號，5個產品。現在起碼有70-80個產品，每個產品無論是否盈利，至少都要收1-2個點的管理費。而資管類似于基金，這其實在和基金公司搶生意。”此外，很多私募都可以通過券商托管業務發行產品。而這些工作，之前多是通過信托辦理。“其實，托管業務很沒有技術含量。未來信托的日子會越來越難過，過去個別信托公司百十來個人，一年創造10多個億利潤的年代應該將成為過去了。”安信證券有關人士介紹說。券商盈利通道日漸開闊除了融資融券等諸多已經開始為券商生金蛋的業務外，證監會表示正在研究T +0業務、股票期權業務以及新三板大幅度擴容等，也給券商未來發展帶來更多預期。“新三板擴容還沒有給券商貢獻什麼收入，但是在股市行情持續低迷，IPO重�難見時日，券商的創新業務就成為各大券商重點拓展方向。”安信證券相關人士對南都記者解釋說，“但我們相信券商最壞的日子已經過去。有的券商去年從8000多人，裁員到只剩下5000人。一些靠營銷團隊做業務的券商，人員基本裁員一半。留下的人，工資也只是多一點點而已。現在大家都在集中力量搞創新業務。”“一方面，銀河證券、廣發證券等大力發展C型營業部，將強大的研發實力投射到此前券商發展盲區，也帶動券商單純地從以往經濟業務轉向投顧業務，真正地為投資者提供完善的服務以博取客戶留存，並且盤活存量賬戶交易。”王先春分析說。而相關數據顯示：7月份有10家上市券商獲批新設營業部，加上6月份的1家，一共11家券商獲批7家分公司和259家營業部。此外，隨著互聯網金融的活躍，證券公司和互聯網企業合作也引起市場人士的很多遐想。業內預計將有不少券商將涉足網絡券商。“券商創新繼續加強，譬如期權交易也逐漸成熟，如果能夠順利實施，也將成為券商繼此前權證後又一大創收亮點。此外，如果券商非現場開戶業務順利實施，必然加快電子商務的發展。”王先春表示，“只要券商改變思維，真正從服務投資者角度著想，必然會獲得不菲的收益。”採寫：南都記者梁永建 實習生蘇穎迷你倉出租

上周我在北京出席一個討論中國資產證券化的研討會，自存倉事緣去年中國政府重推資產證券化，惹來市場不少憧憬，會上有不少外國財經專家，他們慣性地用先進國家經驗評論中國金融市場的種種發展障礙，雖然是老生常談，但也算真實反映中國市場目前面對的難題，包括監管機構混亂、信息不流通、投資者對信貸風險認識偏低，以及金融機構和產品太過依賴政府信譽支持形成道德風險等等。大家討論了3 個小時，會議快結束時，我突然有一頓悟：這不是中國金融市場的問題，這是中國的問題。監管機構混亂信息不流通先說監管，中國的資產證券化產品，主要有兩種，一是銀行的債務資產打包、二是由證券公司安排的非信貸類資產，例如地產和基建，前者由銀監會監管，產品在銀行間市場銷售，銀行作為資產出售方，目的是收縮資產負債表和割離信貸風險。後者由證監會監管，在交易所掛牌，證券公司作為第三方，安排項目是為了賺取安排費，這些是歷史背景。發展至今，業界要推新產品，常常不知叩那個門才正確。但監管混亂，不是金融業的專利。由毒奶到高鐵，問題都與監管有關。朋友告訴我，中國現在公務與平民的比例是1 比40，這麼龐大的機構，效率卻是那麼低。談到信息不流通，甚至作假，中國的投資散戶和普羅消費者一樣，都是最不受保障的一群，股市固然迷你倉新蒲崗為大股東集資服務，很少顧及小投資者的利益。奇怪後者亦甘於做順民，跟風炒消息，任大戶把控。此外，銀行銷售的理財產品亦欠缺詳細的風險披露，整個資本市場都是向金融機構和企業傾斜，消費市場亦然。以食品為例，中國老百姓視食物安全為社會危機之最，問題很多時出在食品鏈上游，大家根本不知道自己在吃什麼。中國金融最大風險乃道德風險賣東西的心存僥倖，買的人又莽撞。不幸地，中國的GDP 增長並沒有帶來相應的民智上升。國內很多高風險的房地產和不賺錢的基建項目，都被包裝成理財產品向個人投資者推銷，散戶貪圖高利率對信貸風險不求甚解。造假成風令百姓對什麼都失去信心，但弔詭的是，事情出錯後，百姓一旦蒙受損失，又轉過頭來要政府負責。朋友在信託公司擔任融資工作，他有一機構客戶有興趣投資某信託產品，條件是這信託產品必須有部分賣給散戶，還要是在信託公司所在地的居民（方便他們上訪？）機構客戶的想法：萬一產品出現違約，因為有小市民參與，政府為了維穩，必定會補償或逼迫金融機構補底，難怪有人說，中國政府背負的真假間接或直接的債務，永遠算不清。中國的金融市場最大的風險就是道德風險。老外煞有介事地分析中國金融改革之路，我心�想這是我們炎黃子孫3000 多年的醬缸文化，要改可不是那麼容易。迷你倉出租

本港上市內銀本周踏入業績期，儲存倉由招行（3968）及重農行（3618）將率先於本周五（16 日）公布中期盈利。綜合券商預測，國有大型銀行上半年淨利潤，按年增長8%至15%，中小行增幅則平均介乎9% 至18%【表】。券商認為，內銀中期業績表現平平，未會有太大驚喜。內地6月份鬧錢荒，對銀行淨息差的影響在中期業績或有所反映。瑞銀預計，第二季內地股份制銀行，基於資金市場緊張及出於加強流動性管理的考慮，在縮減同業業務，以及整體資產規模增長減慢下，淨息差縮窄程度會較大。ROE達20%支持股價美銀美林則認為，內銀第二季淨息差，會延續過去數季的趨勢，小型銀行與農行（1288）淨息差按季收窄約5至10個基點，大型銀行淨息差維持穩定。擁有最多同業業務的民行（1988），料於第三季會顯著減少同業業務，對該行淨息差的影響屆時才會真正浮現。非利息收入方面，美銀美林預計，在內地嚴打虛假貿易及銀行表外信貸減少下，第二季內銀的費用收入增長將較首季減弱，惟鑑於去年底同期因中銀監整頓銀行違規收費而導致的迷你倉沙田基數，今年上半年內銀費用收入仍可錄得20%以上的強勁按年增幅。內地經濟增長放緩，市場對內銀的關注焦點，離不開資產質素的變化。中銀監早前公布內地銀行業主要財務指標顯示，第二季不良貸款率為0.96%，與第一季持平，反映資產質素大致維持穩定。不過，摩通直言，內地企業借貸比率高，是金融風險的一大主因。企業債務對國內經濟生產總值（G D P），由2008 年的92%，升至2012 年底的124%；另外，企業現金流亦呈減弱�象。在內地非銀行融資增長規模收縮、企業盈利增長減慢，加上流動性趨緊令借貸成本上升，或會削弱企業的還款能力，令銀行確認更多不良貸款。摩通相信，內銀平均的股本回報率（ROE）以年化計仍可達20%左右，短期為股價提供支持，惟基於對中長期內銀表現持審慎看法，該行視之為沽售多於低位吸納的機會。摩通較為看好工行（1398）及建行（939），因認為這兩家銀行的貸款組合較平衡，對影子銀行的相關貸款風險較低，以及擁有較強的零售存款基礎，能較好地抵禦內地逐步放開利率管制的影響。迷你倉價錢

明天就是七夕情人節，迷你倉價錢�豐信用卡特地和多家五星級飯店、餐廳、電影院及各大通路合作，推出消費優惠活動。包括五星級飯店用餐85折起、知名牛排館及冰淇淋買一送一、頂級飯店住宿2,888元起。指定商店刷卡滿額分期，還抽頂級行李箱，讓情人們在表達愛意之餘又不傷荷包。�豐（台灣）商業銀行個人金融暨財富管理事業處資深副總裁葉清玉表示，若想過個有質感又不讓荷包大失血的情侶們，迷你倉庫議可善用信用卡提供的優惠活動，無論吃大餐、看電影、或安排兩人浪漫外宿一晚，只要花點心思，即能輕鬆共度情人節。此外，�豐卡友在指定特約商店刷卡消費並辦理分期，不僅享有分期零手續費，還可抽知名品牌行李箱，抽獎機會只到9月底。如果還想不到要送什麼，當作情人節禮物的話，不妨申請一張�豐信用卡附卡給另一半，9月30日前辦卡還享有附卡專屬首刷禮200元現金回饋。（周奕豪）儲存

Source: Globes, Tel Aviv, IsraelAug.self storage 11--In March 2012, something happened in the Big Apple: Sarah Jessica Parker and her husband, Matthew Broderick, decided to leave the West Village in Manhattan, and they bought a house in Brooklyn Heights. Parker, as the character Carrie Bradshaw, was a symbol of the eternal love of the Manhattan neighborhood. In an episode of the television series, in which Miranda told her three girlfriends that she and her family were moving to Brooklyn, her friends officially declared mourning that the Brooklyn Bridge and a few subway stops now separated them from their red-haired friend.Nonetheless, prices in some Brooklyn neighborhoods, especially those close to Manhattan, have narrowed the gap to apartment prices in Manhattan, and even exceeded them in some cases. For example, Brooklyn Heights, which has a view of the Statue of Liberty and is just one subway stop from Wall Street, is the most expensive neighborhood in Brooklyn, and it has absorbed former Manhattanites like Parker and Broderick. Neighborhoods such as Williamsburg and Crown Heights, for which there was once no demand at all, have become fashionable and attracted young people and modern businesses. Bedford Avenue in Williamsburg, which more or less resembles Sheinkin Street in Tel Aviv in its better days, draws large numbers of artists and there is strong demand for office and residential space.According to "Bloomberg", the median price of a 1-3 room apartment in Brooklyn was $550,000 in the second quarter of 2013, 15 percent higher than in the corresponding quarter in 2012. Manhattan covers 60 square kilometers, while Brooklyn covers 250 square kilometers and has 2.5 million residents. In 2003, Brooklyn released millions of square meters of industrial space for residences in Williamsburg and Green Point, both of which are across the East River from Manhattan. This resulted in a construction boom, which the sub-prime crisis turned into abandoned building sites by 2010. Construction is only now resuming at some of borough's abandoned sites, indication of a slow recovery.The mass of construction in Brooklyn is now concentrated in rental residential projects, because they are lower risk than building residential apartments for sale.TerraCRG founder Ofer Cohen, who specializes in commercial properties in Brooklyn says, "2011 was the first year of recovery, with a doubling of activity from 2010 to 2011. For us, this was an opportunity in a market that was starting from zero. Brooklyn is today a much hotter place to invest in than Manhattan. People believe that Brooklyn has not yet maximized prices like in Manhattan, and there is room for a further rise in prices. In 2003-08, industrial land in downtown Brooklyn was rezoned for residential use and increased building rights from three to 32 floors. This created the potential for millions of square meters of residential space, so there are landowners with an interest to sell properties to developers."Since 2010, rents have risen 10 percent a year. As a consequence, even now, 95 percent of the apartments under construction in Brooklyn are for rent, which means that there are few apartments to buy. In Williamsburg, the average rent rose from $450 per square meter in 2010 to $650 per square meter in 2013. Therefore, there is less risk is building rental apartments than building for sale," says Cohen."Israeli insurance companies seeking high yields from rental projects (which do not yet exist in Israel) are going around Brooklyn looking for deals. Since there is no inventory of new apartments for sale, there is still demand to buy them. In contrast, banks are still afraid of financing projects of hundreds of apartments for sale. Developers see the opportunity, but the bank looks at the risk."Artists and gays were the firstBrooklyn Borough President Marty Markowitz told "Globes", "Over the years, it has become increasingly difficult to live on an average salary without parents who can provide the equity to buy a home. There are neighborhoods in Brooklyn where it is easier to buy an apartment, but they are not the buyers' first choice. Nevertheless, we've already seen that the higher demand neighborhoods were once very unattractive, and the pioneers who identified them were artists, gays, and lesbians. They were followed by families to these apartments."Markowitz adds that the difference in apartment prices in high-demand Brooklyn neighborhoods has narrowed compared with Manhattan, and that the quality of life in Brooklyn is better. "Our neighborhoods are full of families with children, because the conditions here are better for families. In Manhattan, you don't see the sky, but you see it in Brooklyn, and this should not be taken for granted. Even Manhattan's nightlife can now be found in Williamsburg, which attracts young people. It reminds me of the 1960s, when I would go to Greenwich Village in Manhattan."Brooklyn's changing investment potential has been spotted by American and foreign real estate companies, including Israeli companies such as Gaia Real Estate, owned by Danny Fishman, Adama Holding Ltd. (TASE:ADMA.B1), and Naftali Group LLC, owned by developer, chairman and CEO Miki Naftali, the former CEO of Yitzhak Tshuva's Elad Properties. Most of the companies operating in Brooklyn's real estate market build long-term rental projects.A company that actually builds residential projects for sale in Brooklyn is UpReal Private Investments Ltd., which was founded in 2008 by David Goldberger, Rony Laor, and Eyal Yagev. The company, which initially invested in Phoenix and Indianapolis, decided to focus on New York in 2010, and in the past few years, it has invested in Brooklyn real estate by recruiting private investors. Upreal's local partner is Brookland Captial , owned by Boaz Gilad and Assaf Fitoussi. The company finds lots or buildings, buys them, and builds projects with 20-40 apartments on the site. All the apartments are for sale, and investors receive a return on their investment within a predetermined period of 18-24 months. Investment in Upreal starts at $100,000, and is usually $200,000-300,000.One of Upreal's biggest investments in the past year has been the purchase of Brooklyn churches, which it converts into residences. With迷你倉the entry of young secular families to residential neighborhoods, local churches have slowly lost their parishioners. Most of the churches were financially supported by adjacent schools, and the change in the character of the residents has resulted in the closing of some of these schools, and the financial wherewithal to maintain the churches waned.Supervising churchesUnlike in Israel, churches in Brooklyn are built on private land, which the landowners can sell, subject to approval of the sale by the district attorney who oversees that the deal is legal and verifies that the pastor is not selling the land to associates.Also unlike in Israel, the land is not zoned for a religious institution, but the urban plan for the street applies, which means that churches in residential neighborhoods can be converted into residential projects. "The purchase of churches to convert them into residences is a new business, which allows us to acquire churches at low prices and convert them into residences on the basis of the neighborhood mix," says Gilad. "Local brokers know to tell us exactly what the area needs, whether large apartments for families, or small apartments for young people. On the basis of the demand, we build the project."One of the churches recently bought up UpReal is at the corner of 2nd Street and Sixth Avenue in Park Slope. "We saw the potential of this property, because it is sought-after neighborhood, prestigious but not ostentatious, and with no available lots at all. The property is located two streets from Prospect Park, which is two-thirds the size of Central Park."Gilad says that UpReal bought the lot for $6.2 million, paying 10 percent from equity, and the rest coming from private investors. The company will not demolish the impressive church, but will convert it into 13 large apartments of 200-300 square meters each. "Homebuyers here are families that work on Wall Street. They're paying here $12,000 per square meter, the same as for an apartment in Manhattan.""Due to the sub-prime crisis, Americans don't want to buy a home on paper. They want to touch the walls. That is why we're selling apartments only when 80 percent of the building is built. Buyers obtain mortgages for up to 97 percent of the price. In contrast to Israeli banks, the percentage of financing has not changed, but the tests of the borrowers' ability to pay have become much stricter. In the US, they say that, before 2008, it was enough to have a beating heart to get a 110 percent mortgage. Today, borrowers are meticulously examined before they are given financing.The Brooklyn mall will be a huge successGoldberger is aware of the problematic image of real estate-based financial investments, especially in a place like New York, partly because past actions of some companies ended up in court. He says that investors in UpReal can go on to New York City Hall's website to review the status of plan. Every one of UpReal's construction sites in Brooklyn has a sign showing the plans for the project."We're talking about financial investment, and real estate is the tool for achieving the return desired by investors, just as they would choose to invest their money in bonds," says Goldberger. "The investor no longer receives direct ownership of the asset, and he does not have to worry whether he has a tenant or not to guarantee his return on investment. The investor shares in the profit at a predetermined exit date." He says that the investments are suited for investors with diversified portfolios of NIS 1 million or more, but definitely not for people whom this is their only source of disposable income.David Holmes, a Brooklyn native and adviser for private equity funds in New York, says, "Investor psychology about Brooklyn is also changing. It was always thought that people from Brooklyn had no money, and that the Spring Mall built in southern Brooklyn eight years ago would not survive. The fact is that it's a huge success, because Brooklyn has 2.5 million residents who had no mall, and has also resulted in the opening of malls in Queens and the Bronx. Just six months ago, an H&M store was opened in Brooklyn. Although Brooklyn will always be Manhattan's kid brother, there is change. Big players like Wall Street investors who never looked at Brooklyn are now looking at it. Banks are also prepared to do business in BrooklynAptsandlofts real estate agency owner David Maundrell says, "When I was a boy, I remember that Williamburg was considered dangerous because it had an industrial area that was full of foreigners. In 1992, I suddenly saw blondes coming to the neighborhood, artists began occupying the lofts, but everything froze in 2007, and even people who wanted to obtain financing to buy couldn't. Brooklyn brokers could only make a living from leases. Today, the situation has reversed, and there are more options for buying in Brooklyn than in Manhattan. Due to the difference in prices between Brooklyn and Manhattan, people prefer to live in Brooklyn and take the train to work in Manhattan. While a two-room apartment on the Upper West Side costs between $900,000 a $1 million, a similar apartment in north Brooklyn will cost $700,000."In June, UpReal bought a church on Eastern Parkway in Crown Heights, very near the house of the Lubavitcher Rebbe. The shuttered church and its adjacent school were bought for $3 million, and will be converted into 42 two and three-room apartments. UpReal estimates that because all the properties were bought cheaply, the investors have already made a return on their investment, which is around 20 percent a year.UpReal has also spotted demand for small apartments in the formerly undesirable Bushwick neighborhood. It recently bought an Anglican church at 1250 Bushwick Avenue for $2.2 million, after it decided to close down along with its adjacent school. "We'll build 23 small 45-65-square meter apartments, which will be sold for $300,000-420,000 each, compared with $500,000 for an apartment in Williamsburg," says Gilad. "Only young people buy here."The correspondent was a guest of UpReal.Copyright: ___ (c)2013 the Globes (Tel Aviv, Israel) Visit the Globes (Tel Aviv, Israel) at .globes.co.il/serveen/globes/nodeview.asp?fid=942 Distributed by MCT Information Services文件倉

By AN BAIJIEanbaijie@chinadaily.新蒲崗迷你倉com.cnAround 300 employees at a company in Beijing have been detained on suspicion of illegally sourcing personal data to make a profit.The suspects, from Tistina International Collection, are accused of using the data to off-load inferior collectibles, such as memorial coins and stamp albums, at high prices.Around 300 officers were sent to raid the company’s office in Fengtai district on Wednesday, Beijing Public Security Bureau said in a statement on Saturday.Four hundred employees were initially questioned, and about 300 were taken into custody, it said.Police said the company hired women to cold-call people whose data they had illegally obtained to sell the collectibles, and each employee made at least 200 calls a day.Tistina had completed more than 30,000 transactions, with a total value of 100 million yuan ($16.3 million), according to the statement, which added that the company founder, a 38-year-old man identified only as Han, of Panjin in Liaoning province, has not been captured.Zi Xiangdong, a spokesman for Beijing Public Security Bureau, said the investigation is ongoing.Calls to the company went unanswered omini storage Sunday.Beijing Youth Daily reported the company had so much information that police had to use four vehicles to transport the documents. The data included names, cellphone numbers and addresses, much of it obtained through online shopping and credit card records.The report said a female employee told police she earned 2,000 yuan during the first month she worked for the company. By the third month, she was making 18,000 yuan, since she knew how to persuade people to buy the collectible items.Elderly people were targeted, she told police.Public security authorities have been cracking down on the illegal trade of personal data in recent years.In April 2012, more than 1,700 suspects, including civil servants, were detained in 20 provinces for selling or buying personal information, Xinhua News Agency reported.“The trade infringes privacy and leads to fraud activities,” said law professor Liu Deliang at Beijing Normal University.People who sell or illegally obtain personal data face criminal sentences, according to Chinese law, while it is also forbidden for any person or organization to steal or sell personal information.Cao Yin contributed to this story.self storage

Police arrested four people during heated clashes between pro- and anti-government groups outside a public meeting between Chief Executive Leung Chun-ying and residents of Tin Shui Wai yesterday.迷你倉出租Four men were arrested during the afternoon, as scuffles broke out between government supporters and members of pan-democratic groups, many of whom were rallying against land reclamations in Kowloon West and the New Territories.Scores of pan-democrats massed outside the community hall at Tin Ching Estate on Sunday in the scorching heat, chanting anti-Leung slogans and calling for him to step down. But most of the estimated 500 people at the town hall meeting supported the government.“We hope Leung doesn’t step down … he loves Hong Kong and he loves this country,” said Tom Law, a retired schoolteacher, who had lined up in the morning to enter the hall.“He has been trying to help young people, especially in terms of housing issues.”Further away from the community hall, protest groups were rallying behind a range of causes.“We are here to protest the government plan to extend the landfill in Kowloon West,” said Tuen Mun district councillor Josephine Chan Shu-ying. “We are also asking the government to construct more community facilities儲存倉for Tin Shui Wai.”Several members of pan-democrat groups said they had been attacked by paid “protestors” from outside the area. “I was trying to film something and then someone kicked me and poured water on me,” said one of them, who gave his name as John.An 11-year-old boy was reportedly injured in a scuffle, police said. He did not require medical treatment.Many of Leung’s supporters were camped around the square with loudspeakers, praising his policies and criticising radical pan-democrat members.Lawmaker Albert Chan Wai-yip of People Power criticised Leung’s administration for having a “Communist Party gangster mentality, which was slowly encroaching on the lives of Hong Kong people”.A large number of officers were deployed and two were injured, police said. Some protesters accused the police of being heavy-handed.“The first person was arrested for common assault, the second and third were arrested for disorderly conduct in a public place, and the fourth was arrested for assaulting a police officer,” Yuen Long deputy district commander Chan Lok-wing said.League of Social Democrats vice-chairman Avery Ng Man-yuen, who threw a folding chair at the chief executive’s car, was arrested for disorderly conduct in a public place.迷你倉沙田

Source: Odessa American, TexasAug.儲存 11--Last weekend, another family mourned the death of their beloved child -- another young person lost their life on the treacherous streets and highways in the Permian Basin.A rollover accident in the 8600 block of Highway 191 claimed the life of 20-year-old Dustin Wiginton when his Chevrolet Blazer collided with a Dodge Avenger and rolled several times landing in the eastbound lane of 191.Sunday in a Facebook post, his obviously heartsick father, Ricky Wiginton, asked if anyone remembered when people "used to drive with respect for other drivers around here." He pleaded with everyone to please people be careful, your life depends on it, my son Dustin was taken in a car accident on 191 Friday night..."Ricky is one of many parents, family members and friends who have lost loved ones on area roadways and tragically, the death toll continues to climb.I can say, Ricky, while people used to drive with a bit more courtesy in Odessa, the roads have always been a bit dicey. But the roads were not lined with folks trying to text or get somewhere in a hurry, or with as many 18-wheelers as is the case today. Back in the day, the fatal, tragic accidents almost always had to do with speeding.Remember the slogan "Drive Friendly?" Well, that's not the case around here anymore. Gene Powell, public information officer at the Texas Department of Transportation, wants to revive that mantra."We are seeing more wrecks and fatalities and it is about driving patiently and respectfully," he said.He's right, and he added that we are seeing plates from all 50 states down here and not everyone is used to our traffic patterns."It's not to say it's outsiders -- it's everybody," Gene said.He told me recently that they are installing wire cable barriers along I-20 from west Odessa to Loop 250 in Midland and this should be strong enough to stop an 18-wheeler from crossing the median. Well I'm putting in my request for another barrier along 191.But here's a scary thought. We need to be aware of what the folks driving around us are doing. Case in point, I heard a report the other day from someone who was driving down a busy highway and this person witnessed a girl with her feet on the dash, the steering wheel between her knees and what? A cell phone was in her hands. A fatal wreck waiting to happen.Ten years ago, we respected other drivers, Gene observed."Today, you can expect the worst from everyone around you," Gene said.Five years ago it was safe to come out of the H-E-B pa新蒲崗迷你倉king lot. Today it's not. So take alternate routes or "the roads less traveled." It may take a little more time, but what's time when you are making the road safer for everyone.As for the Wiginton family, our hearts reach out to them and the many other families who have tragically lost loved ones. And so did many, many others via Facebook posts."So very sorry for your loss. You are right. People now days are either super careless and don't pay attention because of their phones or they have such a huge sense of entitlement that they feel that they own their spot on the road and will run you off the road instead of be courteous and share the road," Shannon Krugman posted."My prayer is that Dustin's death be a learning experience for the many careless drivers in the area, and that people see how easily one lapse in judgment could take someone's child from this earth. God bless you in this time of hurt and prayers for your family and a change in this community!" wrote Stephanie Niemann Tibbets."I moved back here to be with the grand kids and my aging father after being in San Antonio for 21 years," posted Angela Fenton Ayers. "Thought coming back to West TX would be a good break from the traffic in San Antonio...yeah right. Have been rear ended and run off the road. Ran off the road on 191 when someone changed lanes, went across the center median into oncoming traffic lost control of the car on rocks skidded back across the direction I was going and ended up on the service road. Don't know how I kept the car upright. The lady did turn around and came to see that I was ok. I'm so sorry for your loss. God's peace to you and your family."Michelle Alexander Snell posted: " I cannot imagine the depths of your pain but I've had 4 friends who've lost their sons so I've seen the pain. I only hope you can find a tiny bit of comfort in the memories and stories you share about Dustin. ..Nothing is that important to be speeding like a fiend to get somewhere unless it's a real emergency."And finally, Dustin's father, who is a local truck driver, pleaded with drivers to slow down."I see every day people doing things and driving like there is no tomorrow, please let's change the way we think behind the wheel."Come on, folks, we can do this.Contact Celinda Hawkins on twitter @OAciti, on Facebook at OA Celinda Hawkins or call 432-333-7779.Copyright: ___ (c)2013 the Odessa American (Odessa, Texas) Visit the Odessa American (Odessa, Texas) at .oaoa.com Distributed by MCT Information Servicesmini storage

Source: Tulsa World, Okla.self storageAug. 11--On the last day of Girl Scout camp, the camp flag is taken down.It's walked over to a campfire and cut up. Counselors-in-training say what each strip represents."You sing songs and you remember that this is the last time that the same group of girls will be in the same place at once," described 16-year-old Katie Childs, who's been a camper for 10 years."It's really -- nice, for lack of a better word."Summer is finished and so too is summer camp.So is the sailing and the horseback riding. The swimming and the endless laughter. The horsing around on the basketball court and all those summer arts and crafts.The days that seemed to take their time for the children's sake wear thin when August hits.Summer is finished, says the Girl Scouts closing camp ceremony. But the memories and value of a summer well lived persist for campers at scout camp and other programs across the region.'Lifelong memories'"It's like recess all day long," said camper Lauren Martino, during her last week at Riverfield Country Day School's Camp Raven.Among the camp sessions she participated in were Alice in Wonderland camp -- Lauren made a Mad Hatter hat and other crafts for a tea party -- and Caring Camp, in which campers volunteered at a number of social service agencies around Tulsa.The 11-year-old learned about gardening and cooked kale chips. She made some new friends whom she called "kinda weird."One found a cicada shell during a treasure hunt, placed it on her shoulder and walked around with it.Lauren wrinkled her face at the memory. She would never do that.These are the experiences Camp Raven director Ric Breig said he hopes campers take away whether they played sports all summer, learned about bugs one week or toiled away at a treehouse whenever they had a spare moment."It's the memory. I had memories, parents had memories. I want them to make lifelong memories. 'Hey, at summer camp, we built a bridge and we built it with our own bare hands and that bridge is still here today.' Or 'I remember this funny time when so-and-so spewed milk out of his nose' and 'that happened at camp, that happened here.'"'Big transformation'At the W.L. Hutcherson Family YMCA, children enrolled in the center's Next Level Basketball Leadership camp are taking a break before their coach walks through some drills with them.Among them, O.C. Walker III is getting ready to practice. Whole days devoted to the game have really sharpened the eighth-grader's skills."I was OK. Then, like the middle of camp, I started getting better and better, and now I can take the ball behind my back and stuff. I could shoot pretty good but now I can shoot better."The coaches have noticed too."Not only his skill level has increased but also his confidence," said Chivas Miller, sports director for the branch. "When he first got here ... 迷你倉e really wasn't confident in his game, didn't know too much about basketball ... and literally in a five-week span he's gone from not really knowing much about the game to now he's one of the best players in the camp. Even the way he talks is different. You can tell there's been a real big transformation."Walker's outcomes and those of the other campers are not unlike what camp advocates tout as benefits of camp.In a community environment, campers stand to not only build self-esteem, self-worth and self-identity, but also to refine skills in other areas."When you've just got a week and you've got time, I mean how often does anyone have time to just sit and be creative for a week?" asked Paul Knight, who leads a number of music camp sessions at Camp Raven. "I love songwriting camp because it gives me time to sit and write ... while they're working on their own, I get to work on my own."There are few time constraints, no deadline, Knight said.The only pressure of summer camp is lapping in all the adventure, learning and memories before the end of the week.'Switch!'Katie, who will be a camp counselor next year, won't forget the service project she worked on in which she had to paint a bathroom stall.She included the words to one of her favorite camp songs.It goes "I don't care if I go crazy, 1-2-3-4-5-6, Switch! Crazy go I if care don't I, 6-5-4-3-2-1, Switch!"And then there was the hike up Lake Hill, she recalled."It's a pretty steep hill."The girls would joke as they made it up the incline. At points when the trip got tough, chipper words of Girl Scout encouragement would ring in the air. There was a bit of cheesiness the girls would laugh at, Katie said. But she liked it, too.She said of new Girl Scouts, often any nervousness apparent on the first day of camp is replaced with a type of sadness by the last.A sadness such that, Katie said, camp counselors make an extra push for upbeat activities the final stretch of camp.Like the Shipwreck dinner. Girls can't eat with anything but tongs.At one particularly memorable meal, the high school junior had to eat spaghetti with a butter knife. She still laughs at this recollection.In a decade of summers at camp, Katie has met people she never thought she'd meet, made some best friends, went inner-tubing and learned about chores -- "I think my mom appreciates that."You become a sister to everybody, she said. And camp becomes like a second home."And that's what it does," Katie said. "It makes you feel like you have a second home."But summer camp is over now -- for this year at least.School is around the corner, she knows."I welcome the air conditioning."Bravetta Hassell 918-581-8316bravetta.hassell@tulsaworld.comCopyright: ___ (c)2013 Tulsa World (Tulsa, Okla.) Visit Tulsa World (Tulsa, Okla.) at .tulsaworld.com Distributed by MCT Information Services文件倉

WANT to know how much energy your company is using and how to drive costs down?Green Koncepts Pte Ltd says its Koncepts Energy Management (KEM), which provides real time energy intelligence, has the answer.迷你倉 According to the firm, KEM, launched last year, is the first cloud energy management platform to hit the market here.Green Koncepts founder and chief executive Kenneth Lee said: "We provide to the industries what Bloomberg provides to financial market participants - real time energy intelligence."Essentially, the KEM is a convergence of intelligent sensor networks, smart metering, wireless communications, as well as information technology.First, data gathered by intelligent sensors and smart meters are transmitted through existing power cables or wireless communications to a KEM gateway, which can come in different physical forms. Capable of supporting appliances that conform to different industrial protocols in a plug and play manner, the KEM gateway then sends these data through the Internet to a cloud server. From there, users are then able to gain access to real-time information via their mobile devices or PC browsers.The KEM can be up to five times more cost-effective than traditional solutions, said Mr Lee in a recent interview.In the short term, setting up the KEM is non-disruptive to businesses because it does not require shutdowns or additional cabling works. The utility model of sharing a cloud server also rids the need for users to build individual on-site servers, thus lowering investment, maintenance and labour expenses in the long term.With the cloud computing technology that KEM uses, businesses and property owners with an international footprint are now able to consolidate energy data from various real estate - even those overseas - in a single location. "By using this cloud platform, we are able to stream these data centrally, and allow a centralised monitoring station to understand exactly how the buildings are performing," explained Mr Lee.Subsequently, the knowledge that energy is not being optimised would give rise to the desire for correction, which is why intelligent lighting controls feature as an optional function of the KEM.Green Koncepts will soon release a management tool that provides in-depth analytics and diagnostics on the performance of chilled water systems. This will allow businesses and property owners to optimise the energy consumption of chiller plants, which could come up to a substantial amount since air-conditioning alone typically accounts for 50 per cent or more of a building's energy consumption, said Mr Lee. Additionally, the product also has functions capable of churning green building compliance reports and tenant bills, thus giving businesses and property owners greater convenience in carrying out measurement and verification, as we文件倉l as tenant management.In particular, the KEM has the potential to replace mechanical timers in lighting controls, and facilitate the use of daylight energy harvesting in countries that experience fluctuating hours of sunshine.Yet, the KEM is flexible in that its functions are "modular by nature", meaning that users can purchase only the ones that they require. Mr Lee said that this makes KEM suitable for small and medium-sized enterprises (SMEs). "Most of the time, solutions are available only to the big companies with deep pockets," explained Mr Lee.To cater further to the local SMEs, Green Koncepts is currently in the midst of applying to the Infocomm Development Authority to establish KEM as a pre-qualified infocomm package under the iSPRINT funding for packaged solutions. If successful, SMEs that adopt KEM will then be able to receive a 70 per cent grant of the qualifying costs. Aside from SMEs, Green Koncepts' customers include big names such as NCS, Singapore Polytechnic and UOL Group Limited.On the whole, these clients have reported savings of 8-18 per cent of energy consumption, largely due to a greater sense of awareness and participation that resulted from the availability of energy usage patterns, he said.It therefore comes as no surprise that Green Koncepts has received positive responses from the market since the inception of KEM last year, and is en route to achieving its first million dollar turnover this year.Mr Lee has very big plans for KEM. He said that turnover is expected to grow exponentially to a projected $324 million as part of Green Koncepts' five-year outlook. He forecast that its current eight-man team will grow to 350 by 2018.The company has also ventured overseas. "We decided very early on that in order to achieve these numbers, we need to grow our international business immediately," said Mr Lee. Currently, Green Koncepts is working with regional partners in Thailand, Malaysia and Indonesia. Discussions with one Japanese and two European parties, which Mr Lee expects to conclude successfully by next year, are also in the works. He said: "On a global basis, we have a very large addressable market." This includes conventional urban spaces such as buildings, campuses and business parks, as well as newer ones such as data centres and smart cities.All in, the emerging urban sustainability industry is said to have an addressable market totalling US$1.3 trillion, based on third-party research reports. Mr Lee envisioned: "If we can even get one per cent of the market, we'll be a US$13 billion company."And since it has established a first-mover advantage in the field of cloud energy management, where there are only a few players in the global market according to Mr Lee, Green Koncepts could just be the next Singapore enterprise to make its mark on the world map.存倉

Source: The Augusta Chronicle, Ga.self storageAug. 11--The Richmond County Sheriff's Office is looking to add an extra set of eyes on patrol, in the form of cameras clipped to the front of police uniforms.Deputy Stephen Jones, who has worn a testing unit for the past two weeks, said the technology is simple to operate. With a Muvi body camera clipped at about chest level on his uniform, Jones showed how video can be captured without even touching the camera.A small beeper-style device clipped to his belt allows Jones to switch on video, snap photos and end the recording, all while maintaining eye contact with the person he is speaking with.He said he records every traffic stop."You can upload the videos, download them to a CD and turn them in as evidence to rectify any kind of complaints against you," he said.The Waynesboro Police Depart衫ent has been using the technology for the past two years. Police Chief Augustus Palmer III said all sworn officers are equipped with the cameras, including himself. They are required by policy to record almost every interaction with civilians."If the officer is doing the right thing, it's his best friend," he said. "If he is doing something wrong, it's his worst enemy."The cameras that his department uses cost between $100 to $200 each.Blanchard said the sheriff's office is still in the testing and research phase. Much like the license plate reader technology it is testing, the agency will try several types and styles of body-worn cameras before making a decision.The units currently being tested range from $400 to $500 each. Unlike the license plate readers, there is no extra start-up cost to ensure software and 迷你倉ardware compatibility. The test units can plug into any office computer and transfer files like a smartphone.Lt. Lewis Blanchard said a 2012 study found that 85 percent of law enforcement officers say body-worn cameras reduce false claims of misconduct and the likelihood of litigation against the agency.Palmer said he agrees. Since his department mandated the cameras on all officers, complaints against officers have dropped drastically.Sheriff Richard Roundtree and Chief Deputy Patrick Clayton saw the technology implemented while working on the Richmond County Board of Education Police Department, Blanchard said."They saw that it was a positive thing and saw the results there, even on a smaller scale. That made them want to move forward with bringing it here," he said.The catch is the cost associated with using the technology on a larger scale. The sheriff's office dwarfs the school system in sworn officers.It might be a while before Augustans will see every officer with a camera. Blanchard said the soonest the sheriff's office would purchase cameras is next year."Anything you're testing and evaluating this year is for purchase next year," he said.Palmer said any agency looking into the technology should also look to include a policy on its use. He said that would help prevent abuse of the technology."Everyone needs to have a policy to not record each other," he said. "We don't need to record co-workers, just the traffic stops and the face-to-face encounters."Copyright: ___ (c)2013 The Augusta Chronicle (Augusta, Ga.) Visit The Augusta Chronicle (Augusta, Ga.) at chronicle.augusta.com Distributed by MCT Information Services文件倉

■卡列茲基（Anatole Kaletsky）自由放任的貨幣主義時代已經結束，儲存倉全球正漸漸邁向一種新型態的凱因斯派需求管理。主要經濟體的政府和央行如今一一扛下管理失業的責任，而這原本是1970年代貨幣學派戰勝凱因斯學派時央行棄守的職責。上周三輪到由英國發難，新任英格蘭銀行（央行）總裁卡尼效法柏南克，也把降低失業率納為貨幣政策的主要目標。卡尼原是加拿大央行總裁，被英國政府挖角，為的就是要揭開「貨幣行動主義」（monetary activism）的新紀元。他在周三的首度正式記者會上，實踐了這個承諾。卡尼不僅一如預期，明確承諾會在一到兩年維持利率接近於零，他還做了更大膽、學理上更爭議的決定。他宣布，失業率還未降至7%以前，英格蘭銀行絕不考慮縮減貨幣刺激措施。他刻意打破柴契爾夫人1979年當選首相以來就支配英國經濟政策的一項禁忌。過去30年來，英國沒有一個央行總裁敢公開挑戰柴契爾主義，即貨幣政策只能藉控制通膨來促進經濟繁榮。的確，英格蘭銀行過去未曾公布失業率預測，理由是解決失業問題必須靠與就業彈性和競爭有關的結構性供給面措施，而非央行政策。如今，卡尼在記者會上預測，失業率可能直到2016年都會維持在7%的門檻以上，因此目前接近於零的利率水準至少會再維持三年。市場和媒體剛開始都未能了解這項聲明的重大意義。英國長期利率不但沒有降低，反而被拉高，市場解讀為卡尼的「前瞻引導」附帶很多條件。不過，只要投資人深思卡尼談話的更深涵義，這種立即反應很可能轉向。卡尼列出三個迷你倉沙田讓英國央行考慮解除貨幣緊縮的條件：一是英國央行預測兩年內的通膨超過2.5%時；二是「中期通膨預期」無法保持穩定時；三是零利率政策危及金融穩定，央行靠加強管理和監督也無濟於事時。不過，細觀這些條件，沒有一項可能會在這幾年內發生。央行的通膨預測和市場的通膨預期都不像7%那樣明確，如何解讀全看英國央行。譬如，就算實際通膨高達5%，英國央行也不曾公布過高於2.5%的通膨預測。所以通膨疑慮不太可能推翻失業率7%的新承諾。至於金融穩定的變數，卡尼周三的談話帶給所有央行一個極富啟發性的政策參考。他表示，金融穩定的威脅，最好不要靠貨幣緊縮來因應，而要靠更嚴格的管理和監督。這暗示英國央行如今扛下的權力和責任，比聯準會肩負通膨和就業雙重使命更廣。不過，就算納入金融穩定成為三重使命，恐怕還是不夠。在現實中，還有很多總體經濟目標需要央行和政府聯手管理，像是財政能力、經常帳的維持，有時候還需要穩定匯率，瑞士央行即為一例。全球各國央行漸漸體認，要在通膨、失業、金融穩定、財政永續等目標間作取捨極為複雜。各國央行也默認，這些目標必須同時管理，雖無法面面俱到，總得優先處理有危險的目標。凱因斯派需求管理在1960年代後期失敗，因為當年的政府和央行過於注重失業，結果讓通膨擴大到難以收拾。往後幾年，決策者應記取這個教訓。不過，正確的教訓並非通膨在各目標中最為重要，而是總體經濟政策必須著重在解決任何最迫切的問題—目前無疑的就是失業問題。（作者Anatole Kaletsky是路透專欄作家）迷你倉價錢

美國國際貿易委員會（ITC）9日針對蘋果公司向其控告南韓三星侵權案作出終判，新蒲崗迷你倉裁定三星侵犯了蘋果2項行動電子設備專利，分別是觸控螢幕滑動手勢識別技術（949專利）以及耳機插入狀態偵測（501專利）。未來60天內，若歐巴馬政府沒有駁回ITC這項裁決，三星部分舊機型將無法繼續在美國市場銷售。不過，ITC同時也駁回了蘋果提出的其他4項侵權指控。目前不清楚會有多少款三星手機和平板電腦適用9日的判決而被美國禁售。但三星與蘋果2年多來的專利訴訟，牽涉的多半是不再熱門的舊機款，因此就算禁售令60天後生效，影響的僅限於三星在2010年生產的舊機款，對三星營收衝擊不大，不過可能影響三星日後行動裝置的功能設計。三星對ITC的判決表示失望，但也慶幸ITC駁回蘋果對其另4項侵權指控，包括長方形與圓角的設mini storage部分。三星稱蘋果已不能利用過於廣泛的設計專利來壟斷這些設計。蘋果對判決感到滿意，稱ITC跟日本、南韓、德國、荷蘭和美國加州的法院一樣，「拒絕三星公然抄襲蘋果產品之舉。專利制度理應用於保護真正的創新。」不到一周前，歐巴馬才罕見地否決了ITC6月對蘋果部分產品侵犯三星專利祭出的禁售令。不過這兩個ITC審議的專利戰存在明顯差異。先前被白宮否決的禁售令牽涉的是所謂「標準關鍵專利」（STANDARD-ESSENTIAL PATENT），亦即專利權擁有者只能收取「公平、合理、非歧視性」的權利金，不能據此要求禁售。而在9日的判決中，三星侵犯蘋果的專利屬於商業性以及非標準關鍵專利。雖然蘋果的專利不算多，但是在訴訟上十分有優勢，就因為很多是「非標準關鍵專利」。只要對方侵權，就可以要求禁售對方產品。self storage