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　　虽然联储局于9月议息会议上，存倉未有如预期缩减买债，导致美元一度急挫，现货金价则录得升幅。但及后市场重燃美国减少买债的期望，令金价回落至1,310美元附近。花旗分析员认为，中长线金价或将持续受压。利好因素逐渐消退　　随着美国经济复苏，联储局有机会于今年12月或明年1月开始缩减买债，资金有机会由金市流出并撤回美国。部分央行于2014年，甚至有加息倾向，例如新西兰及澳洲，而英伦银行因英国经济持续改善而未必再扩大QE规模。因此，当以往属于金价的利好因素逐渐消退，料增加金价的下跌压力。　　其次，黄金交易所买卖基金（ETF）亦持续减少黄金存货，反映市场人士对金价的负面看法。截至9月儲存，黄金全年共流出达到694吨，虽然叙利亚地缘政治及美国减少买债的问题，令减持黄金的速度放缓。但花旗分析员预期，中长线而言，ETF将持续减少持有黄金，金价或继续受压。另一方面，今年上半年环球央行已减慢买金步伐，买入的数量只达191吨，较去年同期减少32%。花旗分析员预期，2013年全年环球央行净买入黄金的数量，或由去年的逾530吨，显著减少至370吨，跌幅约高达30%，需求减少或令金价下跌。　　总括而言，随着联储局缩减买债规模，资金流出金市，环球央行可能减少买金，加上ETF亦减持黄金，这均对中长线金价不利。花旗分析员预期，今年底前，现货金价或下试每盎斯1,250美元以下水平。self storage

有指上海自贸区将开放对银行的75%存贷比及存备率等限制，mini storage交行（03328）率先指，已提交约300页的发展计划书，冀在自贸区插旗。而保险公司亦有意开拓区内商机。内地媒体引述消息指，基于自贸区「区内境外」定位，中银监等部门正酝酿制订另一套仅适应自贸区发展的金融监管体制，相关措施包括区内分行将不受75%存贷比与存备率等限制，且被允许开展存贷款利率市场化定价。交行已提交计划书综合市场分析认为，存贷比率开放属好事，银行在资金运用上将更灵活，且有望减低影子银行的扩大。对于利率市场化，信银国际首席经济师兼研究部主管廖群担忧这或对儲存小型银行造成打击，冀该等银行能趁机转型。自贸区吸引多间银行的兴趣，中行（03988）、浦发银行、交行等已相继申请设立自贸区分行，其中交行副行长钱文挥透露，该行已提交约300页的发展计划书，冀其租赁公司能率先在区内设立子公司。银行公会主席、渣打香港行政总裁洪丕正指，渣打（02888）对在自贸区发展的兴趣很大，冀能帮助中国进行结构性的利率及汇率市场化。保险公司亦有意开拓区内商机。市传太保（02601）准备在区内建立产险分公司，平保（02318）指若有机会，该公司乐意参与区内建设；大众保险早前则获批为首批自贸区保险机构之一。迷你倉

It will continue to allocate resources to growth countries such as S'pore: CEO[SINGAPORE] Citigroup's strategy of allocating resources to Asia continues apace despite growing unease over the slowdown in some of the region's economies, said its chief executive Michael Corbat.self storageHe noted that the US was showing signs of recovery and that parts of Europe were still in recession. And even though Asia was slowing, it still offered more opportunities than the West.Eleven months into the job and visiting Singapore for the first time since he took the helm, Mr Corbat reaffirmed at a press conference the strategy of allocating resources to growth countries such as Singapore.A Citi veteran of about 30 years, Mr Corbat was head of Europe, Middle East and Africa before his surprise promotion last October.He said: "Our business model has become even more unique. We come to work in 100 countries, no other institution does that, what we saw through the crisis and still today, some of our competitors are pulling back in terms of the number of geographies they serve ... in terms of products, and the ability of our competitors to replicate our business model has become more difficult because pre-crisis, people could come in through mergers and acquisition, they could go buy and merge and grow."In the US and Europe, there is not much appetite from the regulators for the big banks to get bigger. Instead, regulators are focused on banks being too big to fail and insolvency, he pointed out.Citigroup itself was bailed out by the US government in 2008. The Government of Singapore Investment Corporation bought into the bank as a result of the crisis and is the biggest shareholder of New York-based Citigroup, owning almost 4 per cent of the bank's shares."Citi is a very different company today from what it was before the crisis," said Mr Corbat. "We are focused on banking and providing financial services to our clients, leveraging our unique network and the three secular trends of globalisation, digitisation and urbanisation. We have rebuilt our capital base and are now one of the strongest banks globally."Citi has pared non-core assets to less than 7 per cent of its balance sheet, divesting about 60 businesses. It has been profitable since 2010.While the third-largest US bank with 270,000 employees has been restructuring in the past five years, its model of having a global and diversified business remains intact and gives it an edge, said Mr Corbat."Somebody that wants to compete against us, they've got to organically grow, grow country by country, they've got to build branches, they've got to take deposits, they've got to go make loans, and in a global economy of just slower growth and lower interest rates, your time to recover investments is long. So the barriers to entry I would argue are higher."Citi is a major player in the global transactions business, which services central banks, financial institutions, corporates, investors and consumers to make payments and man迷你倉ge their cash."The strategy's right. Having said that, in a slower growth world, the world remains ... a challenging place. Growth is uneven, ranging from 7.5-7.6 per cent in China to parts of Europe still in recession. The way we come to work in those places have got to be different, have got to be cognisant and aligned against what's going on. Even with a slowing ... the growth rates of Asia are still above global averages."Global growth is likely to be about 2 per cent.Not only are Asian economies slowing, investors are questioning the higher risks exposed by expected tapering in the shape of current account deficits in India, Indonesia and Thailand or Malaysia's shrinking surplus."We've been through extensive QE (quantitative easing) in the US, Europe and Japan, so as that easing starts to pull back, it's having some impact, but the long view is clearly we want to continue to make those investments in our key markets."He noted that Singapore, while being an advanced economy, was very attractive since it is the world's No 1 wealth management centre and trade hub for the region.This dovetails with the fact that Citi is Asia's largest wealth manager with more than US$210 billion in assets under management across the private bank and consumer bank.Citi has a presence in 18 Asian markets and in 12 of them, it offers the full range of banking services. Eight - Australia, China, Hong Kong, Indonesia, Japan, Singapore, South Korea and Taiwan - generated over US$1 billion in revenue each last year. Citi Asia Pacific, with 55,000 staff, is the largest region outside North America and accounts for close to a third of global net income. Asia-Pacific revenues for the most recent quarter were up 7 per cent at US$4 billion, while income before tax was up 28 per cent at US$1.7 billion.Mr Corbat said that the increasingly frequent regulatory changes were a global phenomenon, and the group was mindful of the things that regulators were pushing for and wanted to get done.Following restrictions on home and car loans, the Monetary Authority of Singapore this month introduced severe rules on unsecured debt, clamping down on credit card business, an area where Citi is strong in."The regulators' job is to protect the market. In Singapore, regulators are acting to protect the market. We've seen that around the world, what we'd like to see is harmonisation of regulations ... coordination, regionally and globally."Stephen Bird, Citibank chief executive, Asia-Pacific, noted that there was a global trend to be more sensitive to consumer credit to ensure sustainable and responsible use.As a major credit card player in Singapore and the largest in Asia, the bank is seeing similar moves focused on the responsible use of credit, he added.Citi is the largest bank employer in Singapore at 10,000-strong. This year, it hired 200 graduates from the local universities. About half of the workforce is in processing hubs and data centres, serving various businesses in 60 countries.自存倉

上海自贸区将于本周日正式挂牌，儲存首批政策细则也将同日发布。目前上海自贸区28平方公里范围内主要路段的新建路牌已更换完毕，且上海自贸区的牌子也已悄然现身上海外高桥保税区。南都记者从有关渠道获悉，首批公布的自贸区政策细则中可能不包括备受关注的金融创新相关内容。“它会是未来中国改革试验的一个窗口，包括金融领域的一些试点，但这些改革试点绝不会是一股脑地全部放开。”商务部国际贸易经济合作研究院研究员梅新育也认为，上海自贸区最多是做内外分离型的离岸金融中心，不可能单独拿出来做资本项目自由化、人民币自由浮动等试点。离岸金融业务牌照有望扩容上海自贸区即将挂牌，背后即将出台的一系列改革试点政策引发市场持续关注和议论。其中，尤以金融领域的改革试点最为引人关注。近日有媒体透露，对自贸区内金融机构的设立，监管层初步明确一个原则，即所有银行在自贸区设立机构将不受到指标控制。“只要银行愿意设机构，就可以设，没有指标的概念，完全是银行自主的商业行为。”报道引述一位知情人士的话透露，在自贸区内新设机构的范畴包括分行、二级分行、子行、甚至是法人银行，“但前提是拟设分支单位的机构已经是一家银行业金融机构，新设一家民营银行的政策不在此列。”公开资料显示，截至目前，已在自贸区28平方公里内布设支行或网点的中资银行共12家，其中5大国有银行、浦发、招行、平安、上海银行等多家银行均透露或已申请开设自贸区分行。也有消息称，汇丰、渣打、东亚3家外资银行也将获准成为首批在上海自贸区开展业务的外资银行。值得注意的是，已经暂停发放11年的离岸金融业务牌照有可能因上海自贸区的挂牌而再度扩容，除交行、浦发、招行、平安之外，4大国有银行获得离岸业务牌照的可能性大增。对此，平安银行副行长孙先朗向南都记者表示，“在自贸区方案一经提出，平安银行就率先与上海市相关部门进行了沟通，也做了上海自贸区及与深圳前海、福建平潭岛、珠海横琴等一些改革开放试验区的对比研究，也做出了下一步围绕上海自贸区发展的一些方案，但这些都没有形成成文的东西，也没有对外公告。”不迷你倉孙先朗明确表示，“我们肯定会在上海自贸区开展业务，并且将其视为非常重要的一级来开展工作。”中央财经大学中国银行业研究中心主任郭田勇认为，上海自贸区作为一个贸易为核心的改革试验区，自然也包括贸易背后的资金流动、贸易结算、贸易融资、离岸业务等一系列金融活动，因此也有必要出台相应的配套改革措施，其中也包括允许金融机构在自贸区内设立分行开展业务。“对监管来说，目前主要担心的是放开以后，一些金融机构可能会以离岸业务的名义开展在岸业务。”郭田勇表示，“因此自贸区可能会采取先挂牌，再逐步规范的策略，逐步放大金融机构在自贸区开展业务的自由度。”金融政策逐项审批逐项发布在今年6月份公布的《中国(上海)自由贸易试验区总体方案》(草案)中，对深化金融领域开放创新的表述内容涉及到了“加快金融制度创新，在实验区内对资本项目可兑换、金融市场的利率市场化和人民币跨境使用方面先行先试；增强金融服务功能，推动金融服务业对符合条件的民营资本和外资金融机构全面开放，允许在区内建立面向国际的交易和服务平台，逐步允许境外企业参与商品期货交易，支持开展人民币跨境再保险业务”等。在郭田勇看来，上述草案内容几乎囊括了当前中国金融改革所有的重点和难点，但上海自贸区挂牌初期能够启动的改革项目可能非常有限。“首先，上海自贸区是一个以贸易为主的区域，在自由贸易的大前提下，适度放开资本项目下外商直接投资(FD I)，允许投资建厂的外资自由进出，就已经是一个非常巨大的金融改革试验。”他表示，“从金融改革角度看，上海自贸区在没有任何金融市场的前提下，短期内全面放开资本项目下的可兑换，可能吸引炒股炒楼的热钱涌进自贸区，将面临极大的风险。”商务部国际贸易经济合作研究院研究员梅新育也认为，“上海自贸区最多是做内外分离型的离岸金融中心，不可能单独拿出来做资本项目自由化、人民币自由浮动等试点。”上海市金融办有关人士昨天亦向南都记者表示，此前公布的总体方案只是一个蓝图式框架，具体的金融政策尚待相关监管部门逐项审批，逐项发布。南都记者 李鹤鸣 实习生 张彩阳儲存倉

温州市银监局负责「断供」调查工作人员黄坤证实，儲存当地「断供」、「弃房」确实存在，但澄清实际总数仅为595套，并非媒体所报道的8000至15000套。他分析，弃房的主要原因为借款人的资金链、担保链等风险，致无力偿还银行借款。他又强调，现时温州房产市场虽然下行，但回暖的迹象已经显现。 有报道指出，八月以来温州市场不断被爆出的断供商品房数量已达8000套到15000套，许多此前爆炒到高位的房价已腰斩，由于其市值已抵不上所欠的银行债务，令他们作出断供的决定。昨日全国新闻联播引述黄坤表示，目前「断供房」和「弃房」的的数量远没有外界传闻大。他称，目前，温州个人住房按揭贷款中「断供」房仅有15例；全市已经发生的弃房一共是580户。 他明确表示，房价的下跌不是导致借款人弃房的主要原因。他并表示，现时温州的土地市场已有一定回暖，基本上是零成交，一手房市场回暖的迹象也开始有一定的显现。最新价格监测显示，今年八月温州商品住房平均self storage售价格为每平米1.7万元（人民币，下同），同比下降3.41%。于是，有媒体推测温州出现「断供房」、「弃房」现象与商品房价格连续24个月下跌有关。 八月不良贷款率微弹 他称， 「弃房」主要出现在担保抵押贷款领域。他提供的数据显示，580户中纯抵押贷款出现弃房是183户，抵押加保证贷款出现弃房一共是397户。从房产抵押贷款的不良率来看，目前温州市的房地产抵押贷款涉及房屋21万套，其中已经形成不良抵押贷款的在抵房屋有2584套，风险依然不大。 黄坤强调，截至七月末，温州市房地产抵押贷款的余额一共是2476.5亿元，其中不良贷款是52.86亿元，不良贷款率是2.13%，比同期温州全市的全部贷款的不良率要低1.72个百分点。 七月温州银行业不良贷款比率为3.85%。内媒引述核心人士透露，八月温州银行业不良贷款率达3.95%，较七月份微升0.1个百分点。这是在当地连续数月实现不良贷款数据「双降」后，出现轻微反弹。 迷你倉

【本报讯】「澳发新连盟」第一候选人梁安琪在第五届立法会选举中成为票后，迷你倉高票数连任，团队昨分别到红街市、高士德、雀仔园、新马路及营地街市一带向选民谢票，感谢支持。梁安琪表示，未来4年会全力落实参选政纲内容，特别关注基层及弱势社群。她批评政府在库房水浸情况下，对残疾人士关怀却显得不够，希望政府更多照顾及关怀残疾人士的需要，未来将推动政府对社会各阶层的资源再分配，再次促请政府将澳大现址部分设施用作残疾人士复康中心或残疾人士学校等。「澳发新连盟」第一候选人梁安琪、第二候选人黄升雄、第三候参人霍志钊、第四候选人萧宇康、第五候选人李彦斌、第六候选人何泽生、第七候参人吴雪儿及第八候选人司徒荻峰昨早先后到红街市、义字街及高士德一带谢票，感谢选民对团队的支持；之后移师雀仔园、新马路及营地街市一带谢票。不少市民都对梁安琪高票数连任感到高兴，表示未来会继续支持其议员工作，又希望她在未来4年继续为市民发声，向政府表达他们的诉求。也有市民对黄升雄未能晋身立法会感到可惜，鼓励他下次再接再厉，必可成功。梁安琪在谢票时感谢选民支持，令她顺利连任，强调未来4年会全力落实参选政纲内容，特别是着重民生的发展，关注夹心阶层，构建和谐社会，促进经济多元发展，并向社会及选民展现团队实务、做实事的一面。续在议会争博企员工合理权益梁安琪指出：在旅游博彩业带动下，澳门经济得到高速发展，政府库房水浸，但对残疾人士的关怀却显得不足够，希望政府进一步关注社会弱势，及基层居民的诉求，尤其对残疾人士更要加大关怀及爱心，创造更多条件，支持残疾人士融入社会。澳大搬到横琴校区后，现址用途成为社会关注焦点，而近期也有不少团体及办学机构对澳大自存倉址虎视眈眈，她希望政府将澳大现址部分设施用作残疾人士社区设施，例如残疾人士复康中心或残疾人士学校等，将澳大现址设施回馈社会，令残疾人士可以就近入住复康院舍。身为博企管理层，经常被人标签是企业老板，但梁安琪说，相信广大博企员工对她过去在议会的工作表现心中有数，团队一向实事求是。她又指出：一直以来博企员工都是社会上被遗忘的一群，虽然他们为社会经济作出很大贡献，政府亦利用博企及博企员工的税收解决许多社会民生问题，保障了社会和谐稳定，澳门社会今日的繁荣有着博企员工的辛劳，然而，这群人士却连经屋都申请不到，私人楼宇又买不起，变成高不成、低不就的夹心阶层，梁安琪强调，未来会继续在议会为博企员工发声，将他们的诉求向政府反映，争取合理权益。应细分弱势群体将资源再分配今届立法会选举，有指「澳发」的博企员工票源被其他组别分薄，导致「澳发」票源流失，梁安琪予以否认，指博企员工数目是在赌权开放后才大幅增加，相信博彩业员工是按候选人工作表现来投票，而非因为她是博企负责人，她强调只要为市民服务、敢于为选民发声的，都会得到选民的支持。萧宇康则补充说，政府在大量税收下，在二次分配方面应考虑哪些人才是最需要的一群，目前政府只是简单以维生指数划分贫穷人士，又质疑政府扶助弱势人士只得一个政策，就是派钱。他建议当局对弱势群体作出细分，在税收方面予以再分配。他说，残疾人士在社会上属弱势，所需社会投入亦会较其他人多，然而在社会福利政策方面，资源分配最多的群体按次序是长者、青年，残疾人士永远排在最后，这值得政府反思；在社会福利、教育、社会保障、医疗等方面，政府应更多照顾残疾人士的需要，推动政府对社会各阶层的资源再分配 。迷你倉

文件倉 epaper.ynet.com/html/2013-09/26/content_13327.htm?div=-1...9月21日,由冯小刚担纲总导演的泰禾“院子系”文化宣传片《院子里的中国》开机仪式于在泰禾·北京院子举行。在BTV著名主持人春妮的主持...存倉

Source: Post-Bulletin, Rochester, Minn.迷你倉Sept. 25--Mayo Clinic has announced an expansion of its biobank to focus on obesity, metabolism and diabetes among Latinos in Arizona.The effort there by Mayo and collaborators, called Sangre por Salud Biobank, extends Mayo's initial biobank efforts in Rochester, which started in 2009.Mayo researchers want to enroll 50,000 people nationwide, including 5,000 from Mayo Clinic Health System, 5,000 from Mayo Clinic Florida and 2,000 from Arizona.More than 31,000 had joined as of this spring."Mayo's Biobank differs from most in that it not only collects biological samples for genomic studies, but it links that information to data 儲存倉rom the participant's medical record," says a Mayo announcement.Mayo Clinic Health System Franciscan Healthcare in La Crosse patients there can join beginning this month."In Rochester, patients enthusiastically have participated in the Biobank and appreciated having the opportunity to possibly help improve the health of future generations," the health system reported. "The current demand is to enroll 50,000 by 2016 including 5,000 from the Mayo Clinic Health System."Would you like to join? Call507-293-0203 or emailbiobank@mayo.edu.Copyright: ___ (c)2013 the Post-Bulletin Visit the Post-Bulletin at .postbulletin.com Distributed by MCT Information Services迷你倉最平

“在国内被限购，迷你倉最平外国的房价又低，在我看来海外买房子还是最保值的方法。”正准备在国庆假期去澳大利亚看房的孙先生如是说。近期，很多投资者将目光投向了海外房地产市场，国内资金对海外房产的投资热情不断升温。在移民、留学等需求占据海外置业主流的情况下，纯投资性海外置业的需求也在迅速增加。“中国房东”走出去正值周末，在深圳福田区某写字楼内，一家移民中介机构正在举办欧洲移民置业咨询会，小小的会议室里却挤满了前来咨询的人。“中介说，现在葡萄牙里斯本的平均房价折算下来才每平方米18000元~30000 元人民币，这个价格在深圳市区都很难买到像样的房子。”前来咨询的刘女士表示，“而且房子的出租收益率也比深圳的房子高出许多，我有点心动。”近期，“抄底欧洲”的呼声逐渐升温，在经历2008年金融危机以及欧债危机后，欧洲经济开始有所起色，欧洲房地产市场已经成为中国买家心目中的一块“价值洼地”，买房移民更吸引越来越多的投资者将目光投向欧洲。数据显示，截至今年8月底，葡萄牙政府已经对145人发放了“黄金居留”签证，在不到一年的时间里吸引了超过9000万欧元的投资。其中，中国、俄罗斯和安哥拉目前在“黄金居留”签证持有者榜单中居前三位。“从投资的角度去移民。”这是移民中介机构喊出的口号。不过，移民似乎已不再是投资者的唯一需求。相对于葡萄牙50万欧元的购房移民门槛，希腊25万欧元的购房移民门槛吸引了不少人的眼光。据悉，如果在希腊购房后选择卖出，置业者将失去移民的资格，但这并不影响置业者的热情。“其实移不移民并不重要，我只是打算将欧洲房产作为自己资产配置的一部分。”在咨询会现场的陈先生如是说。“中国式买房”“我手上有3套房子，已经被限购了。”来自上海的孙先生说，“一些朋友在澳大利亚买了房子，我也准备国庆节去那看看，在我看来儲存房还是最保值的方法。”孙先生还打趣道，“不管是不是缺房，看到别人都在买，自己也去抢一套，与需求无关。现在在国内不能买，就去外国买呗，这就叫中国式买房。”据孙先生介绍，在澳大利亚购买的基本都是楼花，只需要首付一成，有投资顾 问声称澳大利亚楼花的租金回报率最高能够达到两位数，租金足以还贷。澳大利亚房地产中介公司McGrathEstateAgents首席执行官麦格拉斯日前在接受媒体采访时表示，截至6月底的上一年度，该公司经手的房产买卖交易额达到70 亿澳元(约合65亿美元)，如今悉尼部分地区有多达80%的住宅卖给了中国人，公司特别在悉尼建立了一个中国业务团队，接待说普通话的客户。该公司还表示，澳大利亚处在记录低点的利率导致大量的投资者涌入，悉尼房价在未来1年时间内有望上涨10%，主要就是受到中国人空前的需求驱动。澳大利亚一个位于悉尼BondiJunc tion的在建楼盘在开盘短短5小时内竟然出售了90套公寓。真的是摇钱树?中国买家的海外买房热情，也引起海外媒体的关注。美国《福布斯》杂志日前刊文指出，国庆黄金周临近，数十万中国人也蓄势待发，漂洋过海到全球各地看房或购房，尤其是美国市场。一股海外置业旋风正在酝酿之中，精明的房地产开发商也已准备好利用这一机会与潜在的中国购房者打好关系。此外，提供国际房产搜索服务的居外网表示，在国庆黄金周的前两个星期，该网站的房产搜索量飙升66%。国内房价的高企反衬出海外优质房产的高性价比，但海外置业真的是“不用浇水的摇钱树”?有分析人士认为，海外置业存在诸多风险，投资者至少应防范政治、政策、市场、汇率等四大风险。此外，中国因素是海外房地产市场火爆的重要推动因素之一，但也在一定程度上造成了国内房地产市场需求以及资金的流失，从长期来看也会对国内房地产市场产生质的影响。mini storage

Legislative Bill Aims to Facilitate Capital Injection to the Economy and Long-term Bond Issuance that will Result in Significant Savings to the General FundSAN JUAN, Puerto Rico, Sept.迷你倉 25, 2013 /PRNewswire-USNewswire/ -- Today, Treasury Secretary Melba Acosta Febo and Government Development Bank for Puerto Rico (GDB) Interim President Jose V. Pagan Beauchamp announced the introduction of a bill to amend Act 91-2006, as amended, known as the "Dedicated Sales Tax Fund Act." The bill will expand the Sales Tax Fund Financing Corporation's (COFINA, by its Spanish acronym) capacity to issue bonds and will facilitate the execution of a more cost-effective financing for the Commonwealth. These amendments seek to increase the Sales and Use Tax percentage allocated to COFINA from 2.75 percent to 3.50 percent and to allow the use of these funds for financings related to the FY 2011-12, FY 2012-13 and FY 2013-14 budgets."Puerto Rico continues to move swiftly towards economic growth and job creation, and a well-financed and stable GDB is critical to continuing the progress the Commonwealth has made to date," said Acosta Febo. "The proposed amendments are an important step in this direction and will provide a more cost-effective capital injection to support the services Puerto Ricans deserve and to develop the infrastructure projects that will lay the foundation for economic growth."The Commonwealth plans to refinance approximately $1,223 million in debts incurred by the previous administ文件倉ation and finance another $820 million related to the FY 2014 budget. Certain debts incurred before 2014 are on the GDB's books."We want to use our most cost-effective financing tool to facilitate the General Fund's ability to continue meeting its budget obligations and to finance this Administration's new infrastructure projects," said Acosta Febo. "Since they are backed by sales and use tax revenues, COFINA bonds are the best financing source for the Commonwealth."Pagan Beauchamp noted that total net savings from issuing COFINA bonds, compared to other available options, are estimated between $66 million and $132 million for every $1 billion issued in bonds. "Using COFINA will not have an impact on the General Fund, because sales tax receipts allocated to COFINA will be offset by an equivalent reduction in the debt service payable from the General Fund," he said."The new COFINA structure may increase COFINA's capacity to issue debt by up to approximately $2 billion," said Pagan Beauchamp. "However, as we've said, the Commonwealth plans to issue between $500 million $1.2 billion in aggregate, including COFINA, during the rest of the calendar year"."The bonds issued under the proposed COFINA transaction would be subordinated to current COFINA bondholders. Additional protections would also be included so as to protect the interests of current holders of COFINA bonds," said Pagan Beauchamp.Puerto Rico Department of the Treasury; Government Development Bank for Puerto Rico (GDB)存倉

信息来源于四川新闻网 / Cited from .newssc.org/东山国际新城青年广场开发商：成都华信天宇实业有限公司项目地址：成龙大道成简快速路入口房源简介：70-116㎡中庭山景房，儲存实得4880元/㎡起VIP热线：028-8810 9999东山国际新城以“一生之城”为开发思路，4200亩7年力造，可容纳8万至10万人。新城地处城东城市轴心，路网四通八达，20分钟从主城直达东山，驿都大道、成渝高速、成洛路将东山与龙泉、市中心连为一体，三圣花乡风景区和经济开发区近在咫尺，地铁2号线东延线即将建成通车，30分钟畅达天府广场、春熙路。青年广场为东山七年升级之作，享有东山国际新城最好的地理位置和园林视野。背倚龙泉山，芦溪河穿流而过，东山森林公园、湿地公园、六国公园，自然生态得天独厚；成都幼师东山幼儿园、川大附小东山学校两大名校与东山国际艺术中心一起为孩子创造良好教育环境；华西医院东山社区健康中心、航天医院等一流医疗配套为业主健康护航；东山体育中心、室内恒温泳池、传世家宝会所，有氧生活陪伴左右；紧邻20万方文化休闲商业综合体锦驿，集亚洲婚庆基地、文化院街商业、星级酒店集群、太平洋院线为一体，自有商业裙楼“锦驿·后街”，畅享一站式城级配套。截至今年6月底，成都之外川内其他城市就有超过3000客户购买东山，青年广场更是青年舒居第一选择。中建·桐梓林壹号房源简介：中建地产全新批次110-140㎡传世藏品开盘在即优惠政策：VIP巨惠一万抵五万，另有感恩桐梓林活动，推荐成交即可获3000元生活豪礼。热线电话：028-86668998中建·桐梓林壹号由世界百强央企中国建筑旗下的中建地产，与本土实力名企新希望地产，联袂巨献成都的诚意首作。桐梓林壹号站位城南2.5环繁华核心，以34万平方米的城市公园宅邸，上承桐梓林数十年积淀之贵气，下启国际城南最醇熟商圈核心，零距离南站公园绿意人生。项目以13栋深谙ART-DECO建筑精髓的景观高层，集萃内外双园生态体系、人车分流交通规划、架空泛会所以及符合桐梓林新贵心灵尺度的套房大宅，启承桐梓林的建筑生活的全面复兴。空港韩国城项目价格：2490元/平米起房源简介：30-60平米小跃层，双倍空间空港韩国城，以百万平米航母级超大体量，坐镇中国第四大空港经济区、外神仙树黄金三角地带。涵盖大型商业、生态办公、娱乐、购物、演艺中心、五星级酒店、超甲地标级写字楼以及青年时尚住区等于一体。已盛大开业的麦当劳餐厅，预计在2014年开业的韩国CGV五星级院线、乐天玛特超市，价值倍增的花天锦地美食不夜城、完美复制九眼桥酒吧街的空港后街娱乐酒吧主题街区……世界500强与本土品牌汇集于此，构建复合式综合体。目前，韩国城正热销WO窝，产品户型为30-60平米小跃层，双倍空间。此外，空港后街娱乐酒吧主题街区街铺，45-200平米稀有金铺！莲花府邸、音乐房子、隔壁子、彩虹吧已经入驻，再造一个繁华的九眼桥。10月共祝国庆，2490元/㎡起实得单价秒杀城南，更有5重超豪大礼送不停。华侨城东岸房源简介：主城区最后168套河景4层洋房项目优势：让你独享3.3公里府河、3000亩成熟城邦配套咨询电话：028-8686 6688华侨城东岸是华侨城2013年潜心锻造，为追求高端生活的人们呈现了叠拼、联排和主城区绝无仅有的4层花园洋房作品。4层小洋楼、带电梯、全部临河享受最大府河景观、主城区3000亩成熟配套。可以说，华侨城东岸此次推出的168套花园洋房已经是成都楼市的孤品。在配套上，出门就是人气爆棚的1200亩的欢乐谷主题公园，50万平方米的华mini storage城商业广场。在教育资源方面，金苹果幼儿园、人北小学、成都七中，这都是无可挑剔的教育资源近在咫尺。目前，华侨城·东岸3期140-240㎡墅区里的4层洋房8月31日开盘热销，仅168席VIP席位，分秒递减。240-460㎡岛心联排/叠拼同期尊享。果壳里的城开发商：中国铁建项目简介：西南地区唯一的“5C级多元复合中心”果壳里的城位于中国成都东大街沿线，世纪广场旁，是西南地区唯一的“5C级多元复合中心”， 作为世界500强、中国铁建倾情打造的成都首发作品，将成为“西南最具影响力的全功能百万平米级原创力都会”。项目总占地266亩，建筑面积近100万平米，由16栋ART-DECO艺术建筑群落围合而成三大组团，规划入住近8000户，200米楼间距，12万平米园林，超20%的户型面积赠送率，三大商业中心，2.2万平米配套商业；现阶段项目二期实景现房正在火热销售，三期8号楼排号中，面积区间60-126平米，更有金牌户型89平米两房幻变三房。雄飞·新园紫郡项目地址：成都市高新区新园大道8号房源简介：57～85平米舒适两房、舒居三房VIP热线：028-8532 8000顽主，这个由王朔一手打造的词语，曾经在一部电视剧的带动之下红极一时。而今，这个词已经发展为“新顽主”。“新顽主”催生着新紫荆，而新园紫郡又汇聚着新顽主，因为雄飞新园紫郡给客户创造的是一种时尚前卫、崇尚自由又不失高贵的生活方式。“雄飞·新园紫郡”是雄飞集团下属公司四川科成实业和四川金诚物流实业联合开发的“雄飞·新园国际广场”项目一期住宅部分。项目毗邻传统的神仙树、紫荆高尚生活圈和正在建设中的仁和高端社区，距离城南新南天地商圈车程约5分钟，交通生活十分便利。项目主推57-85平米舒适两房、实用三房、舒居三房，围合布局社区提供舒居生活。萃峰国际房源简介：400-600㎡/栋，五大特色户型优惠政策：0%公摊，20~40%赠送率，120-140%得房率萃峰国际紧邻高新西区政务中心，步行5分钟即达百草路站。成青快铁、地铁二号线犀浦站同台换乘，双重覆盖，享受“双铁”优势区域。在寸土寸金的高新西区，萃峰国际低密物业将成为绝版，绝佳私密性别院，不可复制。400-600㎡/栋，五大特色户型，满足不同成功名流需求。相比同等众多甲级写字楼物业30%-40%公摊，萃峰国际除室内面积赠送高达81-135㎡外，还有私家泳池、豪华飘窗、阔深天井、超大露台等大面赠送，得房率高达140%，是传统办公的1.7-2.3倍。萃峰国际与四川外国语学院仅一街之隔，成都外国语学校、成都外国语小学组近在咫尺，紧邻中海国际社区国际购物公园，一品天下商圈、金沙休闲娱乐商圈距本案仅10分钟车程。中润·欧洲城开发商：成都中润实业有限公司优惠信息：50-500㎡商铺，价格8300-12000元，包租10年，5年47%收益，一次性9.5折、按揭9.7折中润·欧洲城产业园地处成德绵经济带核心位置，接驳成彭、绕城、成灌、成绵等10大城市高速路，龙桥家具产业园首站。占地规模近600亩，由成都中润实业有限公司开发，规划总建筑面积达160万平米，分三期开发，其中一期占地面积150亩，开发面积约35万平米。一期一批次于9月30日启动试运营，二批次招商进行中。中润·欧洲城整体建筑风格为简欧风格，规划业态涵盖家具、建材、橱柜、卫浴、灯饰及家装饰品等泛家居业态，项目的“品牌总部基地（Headquarters）+主题公园（Park）+休闲家居小镇 （Town）”的HTP创新型商业模式，填补了国内家居商业化、产品全球化、销售展贸化、购物体验化和配套集约化的空白。self storage

Source: Asbury Park Press, N.存倉J.Sept. 25--In a nondescript office park in Manalapan, Dr. Marc Feingold added computers to his newly acquired practice, where he decided they would help him track the progress of patients' health.The year was 2010."He was practicing medicine the old way," Feingold, 43, said of the doctor whose practice he took over. "It was all paper appointment books, paper charts."Three years later, Feingold and other primary-care doctors at the Shore are at the center of the Affordable Care Act, commonly known as Obamacare, and the nation's $2.7 trillion health care industry.They are getting from the ACA new tools and personnel -- money to help them buy computers, connect to the Internet and add nurses and dietitians to their practices to help keep their patients healthier -- to slow the skyrocketing cost of health insurance.The new-found focus on preventing illnesses is long overdue, observers said. But for doctors it comes at a price. The government and private insurers -- both through the ACA and on their own -- are testing new payment models that would reward doctors not for how many procedures they perform, but for the outcome of their patients' health. And even their best efforts to convince their patients to, say, lose weight, can fall on deaf ears."Primary care is actually the linchpin of reform," said David Knowlton, president and chief executive officer of the New Jersey Health Care Quality Institute, a Pennington-based research group. "It's probably the most significant change."Do you need coverage? Visit our interactive health care section and guide to coverageAt least one patient at Feingold's office noticed a big difference. John Sabo, 64, of Manalapan said doctors used to ask what was wrong, write a prescription and be on their way. Feingold, he said, spent more time with him, going over results of his blood work and making sure he was exercising.Sabo said he exercises three times a week, a lesson he learned from an uncle who lived to be 94. But Feingold's approach doesn't allow him to forget."I know he's going to ask me questions about my health," Sabo said. "I better have the answers."For all of the money Americans have spent on health care, it hasn't translated to better health. U.S. life expectancy increased from 75.2 years in 1990 to 78.2 years in 2010, but it didn't keep up with other prosperous countries, according to a report by the Institute for Health Metrics and Evaluation at the University of Washington.With the exception of stroke, the U.S. ranked worse than its peers addressing the leading causes of premature mortality. One example: Only nine counties nationwide saw obesity rates decline between 2001 and 2009, and even those weren't statistically significant, the study found.The Affordable Care Act is trying to address that. It is requiring millions of uninsured consumers to buy health insurance. And it is steering them -- and those who already have insurance -- to their primary-care doctors by making sure their policies pay for annual visits and other preventive services such as blood pressure screening, cholesterol screening, depression screening and mammograms.The reason: It is more affordable for consumers to watch their diet and exercise than to develop diabetes and land in the emergency room when they get sick, Knowlton said.For every $1 spent per person on smoking cessation, better nutrition and exercise, the government and insurers can expect to save $6 in long-term medical care, or about $16 billion, according to Trust for America's Health, a physician-led pu儲存lic health organization.Primary-care practices at the Shore have found themselves on the leading edge. Some 70 practices in New Jersey have signed up to be part of a pilot program by Medicare and five insurers in the state. It gives them seed money to hire staff. And it pays doctors bonuses for helping their patients meet benchmarks.Integrated Medicine Alliance, a Shrewsbury-based company that has seven primary-care offices, received $700,000. It used the money to hire five care coordinators and one registered dietitian, whose unified goal is to keep patients healthy and out of the hospital.It also added a family physician to care for homebound patients in what is akin to old-fashioned house calls. The idea could indirectly help hospitals that face steep penalties from Medicare if patients return shortly after they are discharged.Feingold was persuaded by his office manager, Erin Angelicola, to join the pilot project, too, in part because it would help him generate more revenue even as Medicare begins to scale back its reimbursements. Instead of following the path that many other physicians at the Shore have taken and become employees of hospitals, it helped him remain independent.When Feingold bought the practice, he knew it was the medical equivalent of a fixer-upper. The office didn't have a computer database of its patients' addresses. He couldn't even send his new patients notices to introduce himself.So he spent upward of $7,000 for an electronic medical-record system to help him share data with laboratories and hospitals and to help him track patient data (cholesterol, weight, allergies) without fumbling through paper charts. He brought on a patient-care coordinator to report patient data to Medicare and the insurers. And he hired a registered dietitian."It's definitely an exciting time," Feingold said. "It's also scary."Indeed, his office isn't for everyone. He pointed out a comment on a social media website from a patient who was less than complimentary. To the patient, Feingold's questions about diet and exercise seemed to miss the point of the visit -- to cure the illness for which he was there.Will Obamacare work? Will it provide better access to more affordable care and finally put the brakes on a system that grew unabated?The potential potholes are numerous. The uninsured may decide to forgo insurance, pay a fine instead and continue to go to the emergency room for treatment -- a strategy that makes up at least part of the $675 million in charity care New Jersey taxpayers will set aside this year to reimburse hospitals. The website they have been encouraged to use to sign up for coverage may run into technical glitches. There may not be enough primary-care doctors to accommodate their patients. And the drive for profits by drugmakers and medical device companies will only continue.From Feingold's perspective, Americans might not change their behavior. Will they stop smoking? Will they eat healthier food? Will they wear sunscreen, exercise at least three times a week and get a flu shot?It falls on Feingold and other primary-care doctors and their offices to make sure they do."I think what we were doing before is not sustainable," he said. "What the future looks like, I don't know. But I'm glad to be in the position to make changes and move people in a positive direction. Moving is better than not moving."___Michael L. Diamond: 732-643-4038Copyright: ___ (c)2013 Asbury Park Press (Neptune, N.J.) Visit the Asbury Park Press (Neptune, N.J.) at .app.com Distributed by MCT Information Servicesself storage