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The German Goods Qingdao Exhibition kicked off on Sept 6 on the German-style Street on Guantao Road, with 107 German companies and agencies from 16 cities represented.迷你倉最平 More than 3,000 kinds of German goods were on display. The exhibition儲存combines trade, culture, cuisine, tourism and entertainment, with a variety of events taking place at the site. It also launched its own commemorative postal envelope as well as a Wechat account for participants to learn more information.mini storage

　　本報記者 金波 嵇哲　　通訊員 翟思德　　在台州，mini storage一個工業性投資項目，從立項到落地開建，原先至少要一年半時間，如今，平均不超過四個半月。工業性投資項目的全流程審批時間縮短了400天！　　這400天是怎麼省下來的？　　帶著問題，記者走進這個立志實現“審批最快、服務最優”的城市，一探究竟。　　壓縮時限，審批瘦身　　當中天塑業有限公司董事長艾尚奇與記者見面時，企業新產品擴大產能的基建項目已經開工建設1個多月了。艾尚奇是8月7日拿到施工許可證的，他沒想到項目容積率調整的審批手續會辦得這麼快，原本在台州市住建局需要3個月左右才能走完的流程，如今包括公示期在內只用了15個工作日。　　艾尚奇是台州市開展單項審批 “最優化比對”的受益者。　　去年，台州按照省委、省政府開展新一輪行政審批制度改革的要求設計配套改革方案時，曾進行過統計，48個職能部門手中共有766項行政許可和非行政許可項目。每個許可項目都有辦結的法定時限，累計起來，十分可觀。為儘量縮短政府審批流程所佔用的時間，每個單項審批時間就必須短些短些再短些。台州的辦法是，單項審批“最優化比對”。　　所謂“最優化比對”，即台州市的每個審批單項與全省其他10個兄弟市同業對標。首先是比項目，凡是其他市精簡的審批事項，必須精簡；凡是其他市下放的審批事項，必須下放。其次是比速度，圍繞實現審批速度最快的目標要求，市級各項審批事項都要向單獨達到省內最短目標努力。　　“最優化比對，讓所有幹部感受到前所未有的壓力。”市住建局行政審批處處長戴鹹敏說，“一些事項雖然承諾辦理時限已達省內最短，但與局內同類事項比較，還存在著明顯壓縮空間。對於這些事項，我們也一遍又一遍優化流程、擠出‘水分’。”市住建局的81個審批項目中，已有28個實現省內最短、53個與省內兄弟市並列最短，平均承諾時限從原來6.2個工作日縮短為3個工作日。　　“審批瘦身，其實就是政府自我約束權力的過程。”台州市委書記吳蔚榮這樣理解發生在當地的這場改革。他說：“什麼是權力？有彈性就有權力。打個比方，審批報告放在桌上，一天批了顯不出權力，壓一周顯示有點小權力，壓一個月，讓人動彈不得，那就顯得權力很大。審批改革就得把各個環節的自由裁量空間最大限度壓縮，才能把權力關進籠子里，真正為企業和群�服務。”　　目前，台州市級766項行政許可和非行政許可項目中，有727個項目的承諾辦理時限達到省內最短，最短比例達到94.9%。從時限的壓縮情況來看，766個項目現平均承諾時限為6.42個工作日，累計承諾時限為4918個工作日，較法定時限累計壓縮10109個工作日，壓縮率為67.27%。今年上半年，新一輪最優化比對活動又在台州登場。　　省政府研究室主任沈建明對台州在縮短審批時間方面的努力表示肯定。他說，對照省里提出的要求，台州已經走在前頭。這些成果，是台州市委、市政府用大量扎實細緻的工作換來的。　　代理代辦，項目提速　　對一個外地客商來說，到陌生地方興辦企業，各種複雜審批流程，經常導致長時間來回折騰。　　（下轉第二版）　　（緊接第一版）但對蕭山人姚旭東而言，在台州黃岩區的經歷，卻是一場愉快的體驗和一次對政府效能增強信心的過程。　　在甬台溫高速公路黃岩出口附近，有兩家汽車4S店。其中一家就是姚旭東擔任項目籌建負責人的寶驛汽車銷售公司。寶驛公司的銷售大廳和維修廠房已開門迎客。而隔壁的另一品牌4S店，鋼結構框架才剛剛有了雛形。　　“兩個項目同一天拿地、同一天立項，但取得施工許可證的時間卻相差了260多天。儲存虧‘寶驛’選擇了讓行政服務中心全程代理代辦！”姚旭東說。　　寶驛公司由來自杭州的浙江天天上路集團投資建立。“開一家這樣的4S店，需要辦理40多種手續，涉及30多個部門。我一個外地人，在這裡兩眼一抹黑，整套程序跑下來，最快也要一年以上時間。”姚旭東初來黃岩，也曾為審批的事憂心。當他得知區行政服務中心能為外地客商免費全程代理代辦後，抱著試試看的心理，遞交了申請。接下來，整件事就像高鐵列車上了軌道，飛速前行。根據中心的安排，姚旭東把跑審批的事交給了代辦員王世慶。王世慶負責“跑腿”，姚旭東只需準備相關申報材料。往往前一個事項還在公示，王世慶已經通知姚旭東準備下一關需要的材料。雙方銜接緊密，從去年6月項目立項到11月取得施工許可證，寶驛公司只用了134天。　　把方便讓給群�，把麻煩留給幹部。不僅有代理代辦制度，台州在工業性投資項目上還建立了“一門受理、抄告相關、同步辦理、限時辦結”的會商聯審機制，開展虛擬業主審批和模擬審批等方式，從而大大縮短項目落地過程，為項目�動和建設爭取更多的時間。今年台州進行會商聯審的工業性投資項目，平均審批時限從260多個工作日壓縮到40個工作日，審批費用下降到原來的10%。　　“對企業來說，時間就是效益。9月8日試營業以來，我們已經賣出了六七台車。” 寶驛公司總經理胡曉軍對審批服務非常滿意。　　規範中介，服務提質　　行政審批提速創優，光是政府“剃頭挑子一頭熱”可不行。台州市效能辦調研發現，中介機構評審、會審占整個企業投資項目落地時間三分之一以上，一般項目的辦理時限需要兩個月到6個月不等，有些複雜項目時間更長。中介機構的辦事效率低下，已成為制約審批提速的重要因素，直接影響了項目的落地速度。　　不過，在天台，這樣的情況已成過去式。天台縣把與行政審批相關的中介機構“中梗阻”，列為頭號難題來破解，從建立行政審批中介服務中心、開通行政審批中介服務網、建立行政審批中介服務行業協會等入手，全面規範土地預審、水保、環評、能評等環節的中介服務行為。　　打開“天台縣行政審批中介服務網”，每一項中介服務都有3家以上中介機構可供選擇，業主還可對服務質量進行網上評價。天台縣行政服務中心副主任金祖余說：“天台本地中介機構不多，資質不高。我們引入外地高水平中介機構，就是讓中介市場形成充分競爭，實現優勝劣汰。”　　投資10億元的天台金�德國際汽車用品採購中心自去年底立項，到今年7月15日落地，項目總監沈乾林選擇了行政服務中心推薦的中介機構，業主、中介、中心三方緊密合作，利用公示期加快編制環評報告書，項目涉及中介服務的時間，只花了57個工作日。沈乾林說：“我們也曾在其他地方辦理過類似項目，相比之下，天台的中介服務速度更快、質量更好、費用更低。”　　天台縣中介服務中心從4月成立至今，已有77家中介機構在此備案登記。進入該縣中介服務平台的事項已辦結820項，其中單項中介服務事項提速35%以上，工業性投資項目整體服務時限提速63.4%。據台州市有關部門介紹，天台在規範中介服務方面的試點經驗，將於今年底前在全市推廣。　　眼下，台州市行政審批配套改革已從單兵突進階段進入系統展開階段。9月18日上午，台州市委常委會討論通過了政府和企業投資項目聯合審批、便民服務項目集中管理、商事登記制度等一系列8項改革措施，一個服務型政府的全貌日益清晰起來。“行政審批制度改革是一套組合拳。我們不能僅僅滿足于審批最快，更要以此作為踐行黨的群�路線的載體，真正做到轉作風、優服務、促發展。”台州市代市長張兵說。儲存倉

Abundant supplies of Myanmar stone have earned fortunes for adventurous dealersBy Hu Yongqi in Ruili, Yunnanhuyongqi@chinadaily.self storagecom.cnKe Wencong left his native province of Fujian 23 years ago to make his fortune in Ruili, a city in southwestern Yunnan province that is close to the border with Myanmar.At that time, Myanmar jade, the most popular traded item in Ruili, was extremely cheap and Ke didn’t imagine that the stone would help him accumulate such a huge fortune that he now wears a jade ring worth 3 million yuan ($490,000).Ke’s family land in Jinjiang city in Fujian couldn’t feed all the children, so several of them moved to other provinces to earn a living.“If we hadn’t left our hometown to search for some income, we might now be starving in Jinjiang,” Ke says.In his first 10 years in Ruili, Ke and his wife could only afford a shabby house that also served as the shop where they sold jade from neighboring Myanmar.After 20 years of persistent work in the jade industry, all Ke’s efforts started to pay off. Now Ke, general manager of Baimei Jewelry, has an impressive store in downtown Ruili to showcase jade items that are worth millions of yuan.To expand and improve the jade industry, in 2002 the local authorities built a jade street in downtown Ruili, where each businessman was eligible for a 40 percent discount when buying a store.Baimei Jewelry is surrounded by more than 5,000 stores that sell Myanmar jade wholesale and retail. The national-level entry port has developed a complete production chain from raw stones trade to manufacturing and sale of jade products, providing jobs for more than 50,000 people and earning annual revenue of 2.5 billion yuan ($409 million) according to the Ruili Office of Cultural Industries.After more than two decades of development, Ruili has become the fourth-largest collection and distribution center for jade and gems in the country, following Xinjiang Uygur autonomous region and Henan and Guangdong provinces.Located in the southern end of Dehong Dai and Jingpo autonomous prefecture, the county-level city of Ruili shares a 170-kilometer border with the Kachin and Shan states of Myanmar.As early as 1990, raw stones of Myanmar jade were selling very cheaply. Many people from other provinces, who shared similar family backgrounds with Ke, rushed to Yunnan to make their fortune in the new business. Currently, about 90 percent of jade traders and sculptors in Ruili are from Fujian, Guangdong and Henan provinces.Ruili was one of the most desirable places in the frontier province because of its proximity to Kachin and Shan. The nearest jade mine was just 164 km away, across the border in Lashio, capital of Shan state.Ruili has also enjoyed huge benefits from its status as the only legal land route for importing Myanmar jade and gems into China, according to officials in Ruili.He Tao, general manager of Jade’s Jia Co Ltd, says many of the jade businessmen haven’t had professional education and sometimes pay dearly if they misjudge the value of a stone.Things have changed a lot over the years. About 10 years ago, He had to “build a close friendship” with the storekeepers in the warehouses to get firsthand information about stones on their shelves. Now stricter regulation makes transactions easier for jade traders in Ruili, He says.The new jade street houses almost 90 percent of traders, who founded the Ruili Gem and Jade Association to coordinate more than 2,000 member factories and shops. Many traders decided to do what Ke did and settle permanently in Ruili.In the Jiegao Jade and Gemstone Market, hundreds of sellers open their doors at about 9 am to embrace the crowds of buyers. Anyone interested in jade stones will find some to fit their needs. Prices range from several hundred yuan to more than a million yuan.Non-professional buyers and tourists will find cheaper products, with some bracelets going for only 300 yuan. However, to the surprise of newcomers, all the shops are closed from midday until the early evening.“The biggest advantage for Ruili is the steady supply of jade and gems from Myanmar,” says Ke.In 2010, its geographic advantage endowed Ruili with a historic opportunity to be one of three national key pilot zones for reform and opening-up. Since 1978, when Ruili was incorporated into the natio迷利倉al key entry-and-exit points system, the local government had been focusing on promoting the jade and gem industry by fostering the complete production chain and introducing exhibitions and tourism to attract more customers.About 11,000 participants attended the 48th Myanmar Gems, Jade & Pearl Emporium in March 2011 in Nay Pyi Taw, the capital of Myanmar. This was almost three times the previous year’s crowd. The amount of deals reached 18 billion yuan, 4.5 times that in 2010.“In that period, anyone who bought jade would make a huge profit,” Ke says. “Even if one sculpture cost you 100,000 yuan, you still could sell it for 150,000 two or three months later. That was the craziest time for anybody in this industry.”The legend of easy wealth never went away and new investments flooded into the border city. In 2008, Zhou Xiaodong, a merchant in Zhejiang province, didn’t hesitate to take a flight and then drive two hours to Ruili one day after he saw a TV program about Ke Wencong’s legendary gambling on the quality of jade and gems.Zhou rushed to meet Ruili’s mayor and soon reached an agreement to invest 200 million yuan in Yangyanghao International Jewelry Co Ltd.“The gambling on gems aroused the interest of my father and he immediately decided to initiate the project,” says Zhou’s daughter, Cai Lingyan. After graduating from the University of Edinburgh in Scotland, Cai returned home to manage the company with her husband. She is now the deputy chairman of Yangyanghao’s board of directors.After five years, Yangyanghao has the only bidding emporium for jade stones in Ruili. His most valuable stone is worth 11 million yuan. Tourists also visit Cai’s factory to buy stones or bracelets.Also on several blocks in downtown Ruili, you can see crowds of people in different clothing from about 20 countries, including Myanmar, Sri Lanka, Nepal and Pakistan. The area is called “Myanmar Street” as traders from that nation comprise the largest group.“As far as I know, at least 28,000 Myanmar people trade jade and gems on the street. Many of them regularly stay in Ruili. The city has become our second hometown,” says Phone Payw, president of the Myanmar Chamber of Jade and Gems in Ruili.Phone Payw, who was a professor at the University of Yangon in the former capital of Myanmar, moved to Ruili in 1990 with only 80,000 kyats (then equal to about 7,000 yuan) to his name. But he was confident that the jade industry would soon go through a boom. He started with a small piece of cloth on which he laid some bracelets. Now, 23 years later, he owns three stores on the street.About half of the more than 60,000 Myanmar traders in Yunnan sell jade and gems, Phone Payw says. “You know, my friends in Myanmar can live a good life if they earn 50 yuan a day. And if a man earns 2,000 yuan a month in Myanmar, he will probably marry a very beautiful girl.”Many Myanmar businessmen in Ruili just visit regularly, renewing their entry and exit papers each year. “They have made huge fortunes in this province as our country has superb stones,” he says.Each year, Myanmar exports about 15,000 metric tons of jade stones and 60 percent are bought by the Chinese — on the Chinese mainland and in Hong Kong, Taiwan and Singapore. More than 60 percent of jade pieces bought on the mainland are imported through customs in Ruili, he says.Earlier this year, the Myanmar central government altered its policy and will only allow the export of manufactured jade products in the future. The new policy has attracted the attention of jade traders over the border in Yunnan, who think it will affect supply, which could then raise the price, Ke Wencong says.The price of jade reached a record high three years ago, but amid the economic slowdown in China, Myanmar jade is no longer selling that well, even though it maintains a good price in the market, Ke says.“We want the price to go up steadily, not surge up. In that way, we could make profits with less risk,” says He. “The new policy might further drive up the price, but it’s still uncertain and most traders are waiting to see what happens.”Li Yingqing and Guo Anfeicontributed to the story.At least 28,000 Myanmar people trade jade and gems on the street. Many of them regularly stay in Ruili.”Phone Paywpresident, Myanmar Chamber of Jade and Gems in Ruili自存倉

沒有鮮花彩旗、沒有鑼鼓禮炮，self storage上海自貿區29日上午以一場樸素的掛牌儀式正式啟航。首批入駐上海自貿區有36家中外企業，其中包括兩家外資銀行：美國花旗銀行（Citibank)和新加坡星展銀行（DBS）。出席掛牌儀式的國家商務部部長高虎城祝願上海自貿區能夠成為推進改革和提高開放型經濟水平的「試驗田」。星展中國首席執行官葛甘牛認為，自貿區是上海成為真正全球金融中心重要一步。【本報記者楊楠上海二十九日電】 掛牌儀式由上海市委常委、副市長、上海自貿區管委會主任艾寶俊主持。上海市委書記韓正為「中國（上海）自由貿易試驗區」揭牌。商務部部長高虎城、上海市市長楊雄共同為「中國（上海）自由貿易試驗區管委會」揭牌。整個儀式只進行了短短15分鐘。儀式上，首批入駐上海自貿區的25家企業、11家金融機構代表獲頒證照。 首批獲發牌11家金融機構中包括港人熟悉的美國花旗銀行和新加坡星展銀行。上海銀監局局長廖岷表示，雖然目前只批了2家外資金融機構，但有很多的外資金融機構，包括香港的銀行，都在和我們保持密切的聯繫。 廖岷指出，外資銀行根據自己的發展戰略和業務結構，正在研究自己在區域內的定位，因為我們對區域內機構的定位，是採取不同層次、不同種類、不同功能的金融機構進入自貿試驗區，所以很多外資銀行還在考慮最後以什麼形式進入自貿試驗區。「他們現在正在研究，和我們保持密切聯繫。一旦我們收到了他們申請以後，還是會按照統一的標準和流程進行處理。」 首批入駐企業信心滿滿 百視通與微軟合資的「上海百家合信息技術發展有限公司」是首家入駐企業，韓正向合資公司代表微軟全球資mini storage副總裁、大中華區董事長賀樂賦（RalphHaupter）頒發了入駐企業001號證書。星展中國首席執行官葛甘牛認為：「上海自由貿易試驗區的設立將是中國經濟改革和發展的重大里程碑，各項新的舉措旨在為經濟注入長期發展的活力，這也是上海發展成為真正全球金融中心的重要一步。 首批入駐企業之一、上海運力集裝箱服務有限公司總經理傅偉忠向《大公報》記者表示： 「作為一家做航運服務的創新型項目，自貿區這塊土壤會更加適合我們成長，在這裡我們可以有更多銀行資源的選擇、減少貨幣兌換的費用、更好地利用外資。」 上海銀行行長金煜表示： 「上海銀行自貿區分行設立後，將立足自貿區經濟發展新平台，形成特定領域先發優勢，重點為貿易金融、航運金融、文化金融、醫療金融、教育金融客戶提供行業綜合服務；同時將積極發揮滬港台『上海銀行』的合作平台、香港子公司和境外代理行等資源優勢，打造橫跨『兩岸三地』的最佳金融平台。」 激發活力創造制度紅利 高虎城現場致辭指出，建立上海自貿區是我國在改革開放新形勢下，順應全球經貿發展新趨勢，實施更加積極主動對外開放戰略的一項重大舉措，重點任務是加快政府職能轉變、探索管理模式創新、擴大服務業開放、深化金融領域開放創新，對激發經濟活力、創造制度紅利具有十分重要的意義。 高虎城說，黨中央、國務院高度重 視試驗區籌備工作，明確要求試驗區要重在制度創新、重在改革開放。他表示，商務部將會同國務院有關部門，繼續積極支持上海自貿區建設，並及時研究解決出現的新情況、新問題，希望上海自貿區能夠成為我國推進改革和提高開放型經濟水平的「試驗田」。 迷你倉

　　民國二十年（1931年），儲存神州大地，流年不利。　　但43歲的寧波商人劉鴻生起初相信，這會是大展宏圖的一年。元旦前幾天，他以總經理身份，代表數月前重組成立，坐擁近200萬元資本的大中華火柴股份有限公司，首度出手，收購漢口燮昌火柴廠，後者曾為中國最大的火柴企業。　　此時，國民政府定鼎南京剛滿三年，全國政局初見穩定，日後以“火柴大王”之聲名風靡海內的劉鴻生，跟大多數身處通商大埠的同仁們一樣，對新政權期望甚高，決心大幹快上。　　他們沒有想到，天災與外患交織而成的一次嚴重經濟衰退，即將襲來，而日益對外開放的沿海沿江各省市場，首當其沖。厄運連連　　漢口燮昌火柴廠1897年由劉鴻生的兩位寧波老鄉——“滬上五金大王”葉澄衷與“漢口頭號商人”宋煒臣聯袂創辦，經營已逾30年，20世紀初即年產火柴過億盒。但負責主持的宋煒臣1926年去世前後，該廠已陷于不景氣。　　劉鴻生早年做“煤老闆”和“船老大”起家（一戰期間租船自秦皇島裝運開灤煤到滬銷售，賺銀百余萬兩），1920年涉足實業，在蘇州創設華商鴻生火柴無限公司，12萬元總股本中他出資9萬元，為最大股東。1930年下半年，為避免同業惡性競爭，劉說服設在上海和鎮江的熒昌、中華兩家火柴廠，與蘇州鴻生廠三合為一，成立總股本191萬元的大中華火柴股份有限公司，他出任總經理。　　天有不測之風雲。1931年7月，長江突發百年不遇大洪水，華中工業及貿易重鎮武漢三鎮被淹超過100天，百業停頓，劉鴻生從昔日競爭對手那裡收購回來的廠房機器，自然沒來得及完成重整投入生產。下游的九江、蕪湖、南京、揚州等主要商埠亦未能幸免，損失慘重。同時，江蘇、安徽兩省持續大雨，淮河及大運河水位暴漲，大片農田受災之外，津浦線鐵路（天津—南京浦口，今京滬線長江以北段）也與平漢線（今京廣線北段）一樣“斷路”。　　江淮地區受災八省（蘇、皖、鄂、湘、贛、浙、豫、魯），為全國農業及工商業精華所在。據統計，八省受災耕地面積約1.4億畝，農戶850余萬戶，農產品損失4.5億元以上，災區農村經濟形同破產。再加上水陸交通動脈癱瘓，貨物進出無期，對剛剛從軍閥混戰走出來，正待恢複元氣的中國經濟打擊之大，可想而知。　　屋漏偏逢連夜雨。7∼9月間的江淮大水尚未完全消退，“九·一八事變”後，中國天然工礦業資源最豐富的地區之一東北三省，極短時間里全境陷于日寇之手，本已步履艱難的國家近代工業化進程，痛折一臂。　　厄運還沒有完。1932年初“一·二八”淞滬抗戰爆發，中日軍隊在上海鬧市區激戰，除軍民死傷過萬外，戰區工商業及居民的直接間接損失，高達14.8億元，相當于當年全國財政收入6.19億元的兩倍多。作為中國金融和經濟中心的上海，因戰火足足停市3個月，由此造成的全面損失，更加難以計數。　　“一·二八”戰火還導致一個嚴重後果：南京國民政府頭一次被迫宣佈“債信破產”。原因是幾年來發行的政府公債數額巨大，每年需償付本息不下2億元，而當時南京政府實際年收入不過3億∼4億元，還要應付外債及各項軍政開支，可謂捉襟見肘。上海戰事發生後，債券價格暴跌，財政立馬周轉不靈。財政部長宋子文不得不于2月中旬以“國難當頭，稅收奇絀，財政緊迫”為由，向銀行公會等團體提出“減債辦法草案”，主旨是減低原定利息，推遲還本期限。共赴國難　　除了突如其來的天災與兵火外，1931年前後中國經濟走向低迷，還有一個人所共知的大氣候：1929年源自美國，隨後席卷全世界的“大蕭條”。　　以近代民營工業中地位舉足輕重的生絲業為例：20世紀20年代，繅絲工業中心上海和無錫，經歷了一輪投資大增、產銷兩旺的繁榮時期。但30年代初，“大蕭條”令國際生絲貿易低落，日本絲廠又在國際、國內市場上大舉截擊華資絲業，1930年以後，上海、無錫數以百計的絲廠產銷急劇下降，普遍遭遇虧損，中小絲廠屢屢停工倒閉，只有少數大企業能勉力維持。　　面對經濟不景氣與工商界困境，坐上江山不久的南京國民政府，為穩定大局計，當然不能袖手旁觀。　　1930年，作為“政府特許國際匯兌銀行”的中國銀行（總部已由北京遷至上海），召集無錫永泰、上海瑞倫等四家當年規模最大、產品最優的絲廠，增資10萬兩白銀，改組成立通運生絲貿易公司，專門負責股東絲廠產品海外運銷，所售生絲利潤往往比其他同業要高。據時人回憶，“生絲不通過洋行，自己直接銷售，在當時的中國，還只此一家”。　　1931年2月，絲價突然大瀉且持續走低，向銀錢業借款（通常以絲、蠶抵押）總額達3000萬元的上海各繅絲廠，資金鏈發生問題，連累銀錢業本身也出現了周轉困難，金self storage危機一觸即發。絲廠及銀錢公會緊急向國民政府求助。政府為免發生連鎖反應，批准發行“江浙絲業公債”800萬元，其中600萬元指定貸給各絲廠以渡過難關。後來，因廠商日子艱難，財政部乾脆一紙文告，讓這筆債款不了了之。　　劉鴻生的大中華收購漢口燮昌火柴廠後數日，即1931年元旦，國民政府在全國實行“裁厘”，即各省取消貨物流通稅，負責徵收內地稅的數十處“常關”（與徵進出口稅的海關相對）也陸續撤銷。據財政部統計，“裁厘”後政府每年減少稅收9936萬元，約占常年歲入的四分之一。雖然不少省市因地方財政來源大減而屢有怨言，實際執行亦不能徹底，但苦於苛捐雜稅繁多的商人們額手稱慶，輿論則讚許說“這一改良效果之好，大大超出預料之外”。　　同年五六月間，國民政府實業部先後頒佈《小工業及手工業獎勵規則》《獎勵工業技術暫行條例》，規定“凡出品優良者，給予獎金、獎勵、獎章以及匾額”，對於工業上的物品或方法首先發明者，給予5年到10年的專利以資獎勵。　　也許正因為新政權一定程度上表現出“恤商情、保增長”的姿態，對民間資本管制較松，並確有勵精圖治的諸多舉措，盡管滔天洪水與外敵入侵接踵而至，但劉鴻生等一批正當壯年的新銳實業家，投資信心仍在。守望相助　　繼收購漢口燮昌火柴廠後，劉鴻生馬不停蹄，自1931年1月起，九江裕生、蕪湖大昌、揚州耀揚等火柴廠先後併入大中華，公司又投資興辦梗片廠，自制火柴杆。由於同業合併，競爭減弱，火柴售價得以上漲，大中華開始賺錢了。　　“九·一八”及“一·二八”事變發生，國內抵制日貨運動高漲，一度占據中國火柴市場半壁江山的在華日資廠（實由瑞典火柴業巨頭控制）大受打壓，大中華公司乘機趕上，年盈利超過40萬元，繼續大手筆擴張投資。　　1931年11月，劉鴻生還得到民營金融家陳光甫之助，以新建的企業大樓作抵押，向其麾下的上海商業儲蓄銀行（下稱上海銀行）借款100萬元，開辦中國企業銀行，由商貿、實業轉而試水金融業。　　跟劉鴻生一樣逆勢而動的，還有“麵粉大王”和“棉紗大王”無錫榮氏家族。　　1931年4月，榮氏集團旗下的申新九廠在上海開工。它最早的前身，是半個世紀前李鴻章創建的中國第一家機器紡織廠“上海機器織布局”，歷經風雨後改名三新紗廠，有近7萬枚紗錠和上千台布機，榮家老大榮宗敬以低價收購其全部廠房設備，改頭換面，重新投產。　　10月份，榮家又斥資340萬兩銀子，收買上海厚生紗廠，更名申新六廠。前者原是擁有紗錠73000多枚，織機近千台的大廠，剛剛因市場不景氣及經營不善於1930年底停業。　　曾在四年前“寧漢分立”的關鍵時刻，發動江浙商界出錢支持蔣介石“上位”的陳光甫（詳見本報2013年9月2日D8版《寧漢分合看“獻金”》），那段動蕩的日子里也沒閑著。　　1931年江淮大水，幾乎讓上海銀行遭遇滅頂之災。當年9月，洪水將退未退之際，市場上突然風傳該行漢口分行作為貸款抵押的大量食鹽受淹，損失數百萬元，又稱其總行在公債和黃金投機上虧本1000萬元，一時引發上海、南京兩地分行儲戶恐慌性擠提風波，十余天內取款4400萬元，占上海銀行存款總額三成半。　　如果不是陳光甫以中國銀行常務董事身份，緊急請求多年老友、中國銀行總經理張公權出手相助，後者及時提供了足夠的信用保證及現銀支持，上海銀行怕這一關也過不了。　　但性格堅韌的陳光甫，從危機中發現商機。擠提風波結束不到兩個月，上海銀行即出資20萬元，聯手商務印書館、無錫榮宗敬、英商太古洋行及倫敦數家保險公司，在上海成立總股本50萬元的中外合資寶豐保險有限公司，專營水火保險，陳光甫以大股東身份出任總經理。　　陳光甫的另一創舉，是1931年春天，促成上海銀行與華洋義賑會（民國期間中外人士合辦的最大民間慈善組織）訂立合同，向河北農村合作社貸款2萬元（後增至5萬元），這是中國近代以來城市金融資本流入農村之始。到了1933年1月，上海銀行設立農村合作貸款部，當年放款超過100萬元，1935年更增至600萬元以上。　　這幾百萬元的農村貸款，與1931年江淮大水中八省農戶數億元計的重大損失相比，連杯水車薪都未必算得上，但畢竟擠開了一條縫。想想七八十年後，為滿足鄉鎮民間的資金飢渴，仍然有人要鋌而走險，“非法集資”，以至遭遇牢獄之災甚至付出生命的代價，就能掂量出陳光甫及上海銀行當初決策的勇氣和分量了。　　曾參考上海社科院經濟研究所編《劉鴻生企業史料》及中國人民大學經濟系教授王方中編《中國經濟史編年記事1842—1949年》。主題圖選自劉香成等編《上海1842—2010：一座偉大城市的肖像》。迷利倉

儲存 cqcbepaper.cqnews.net/cqcb/html/2013-09/30/content_1681272.htm...平安產險推e理念 微信可享理賠服務 重慶晨報訊 （記者 黃莉莉）27日，在第十屆客服節開幕式上，平安產險推出“e”服務的理念———女...mini storage

☉本報記者 丁寧互聯網金融的腳步正在一步步臨近。本月以來，儲存百度悄然進軍互聯網金融的消息再次不脛而走，引得多家媒體爭相對此進行報道。事實上，2013年1月百度就與中國平安正式簽署聯合發展計劃（Joint Business Plan）戰略合作協議，在大數據研究等領域進行合作。但百度與金融的牽手，似乎並不僅限于搜索大數據的開發和爭奪金融產品搜索入口的推測。來自一家證券媒體的消息稱，百度正同時與幾家金融機構合作，定制開發新款產品，並對合作伙伴提出了必須高過餘額寶收益的明確要求。與此同時，新浪微博上近日還出現了百度金融、百度證券、百度理財三個企業認證的微博賬戶。三個賬戶各發表了一句話“小伙伴們，我來了百付寶”。以上均表明，百度在互聯網金融領域的布局將不簡單是此前傳言的搜索流量分發，而是直接銷售定制互聯網金融產品。顯然，這將對傳統金融帶來空前self storage衝擊。而三個認證賬戶在微博上發表的那句話，甚至暗示自己同樣出自百付寶團隊。百付寶是百度旗下的支付工具，于2013年7月10日獲得第三方支付牌照。來自百度內部的消息表明，目前百度各產品線都正在圍繞百付寶大力推進前向收費，百度金融團隊的成員們正處於忙碌而緊張的備戰狀態，百付寶也正在積極備戰國慶長假。可以確信的是，百度金融有一場大的動作正在醞釀之中，節後很快就將揭曉。目前，國內互聯網公司中，BAT三大互聯網巨頭（即百度、阿里巴巴和騰訊）均已獲得支付牌照，此外新浪、網易、盛大也都推出了自己的支付工具。可以看到的是，阿里巴巴的“餘額寶”已攜近百億資金向虛擬銀行進一步邁進，而騰訊也打出金融牌照申請並與證券公司傳出合資“緋聞”，引得諸多券商試水證券電商，相較之下百度金融顯得最為諱莫如深，暗流湧動之下，一場互聯網金融市場的“海嘯”或許很快就要來了。迷利倉

Hong Kong faces a severe continuing shortfall in kidney donors that is leaving many people in need of transplants with little or no chance of receiving one.mini storageHospital Authority figures showed 1,892 people were waiting for a kidney transplant as of June 30, and that only 99 received one last year. That means only around 5 per cent of those on the waiting list receive one.Manesh Samtani is one of the lucky few, having finally received a kidney transplant seven months ago after a five-year wait.His family members have had kidney problems for generations, and he was on daily dialysis in hospital for the duration of his wait. Samtani, 31, says the transplant changed his life.“The problem is that when someone in Hong Kong passes away, no one knows what their wishes were before they died,” he said. “The donation register is not obvious or accessible enough. People aren’t made aware of the donation process.”The IT consultant attributed Hong Kong’s low organ donation rates to weak social awareness, inadequate education, a lack of promotion on the need for organ donors, and tradition儲存l Chinese beliefs about the preservation of an intact body after death.Many bereaved families have also cited an unwillingness to donate organs because the wishes of the deceased had never been discussed while they were alive. In some countries, people are asked whether they would like to become an organ donor when they are issued with a driving licence. That means the individual makes the decision on the spot, which has been proven to boost the number of donors.The wait is even worse for asylum seekers. One 37-year-old man from the Democratic Republic of Congo who has been living in Hong Kong for 10 years has been on peritoneal dialysis for the past two years. But he is not on the transplant waiting list because only Hong Kong residents are eligible.The Department of Health denies it is providing too little information to potential donors, saying it established the Centralised Organ Donation Register in November 2008 to provide multiple channels, including internet, e-mail and fax, to more conveniently allow people to register their wish to donate their organs after death.迷你倉

Source: American News, Aberdeen, S.mini storageD.Sept. 28--One of the customers at a downtown Aberdeen bar Thursday night was actress Bai Ling, who was looking for a bowl of soup.Ling, just returning from a trip to Kenya, traveled to Aberdeen late Thursday to attend the South Dakota Film Festival. She was tired, she said, when her plane arrived at about 11 p.m. Thursday."She was exhausted, but not too exhausted to go to Lager's," said Brent Brandt, one of the festival's producers.Ling was just looking for some food. Unfortunately, Lager's didn't have any Chinese food, said the native of Cheng Du, China.Still, "It was nice," she said of Lager's. "I was going to dance. But I was too tired."Ling, 46, is at the festival because of her involvement in a film called "Yellow Hill: The Stranger's Tale." She is the star and one of the producers of the 16-minute film, which was shot in the Black Hills."Yellow Hill: The Stranger's Tale" will be shown at tonight's session.In Kenya and South Africa, Ling appeared in support of elephants, rhinos and other wild animals. During her visit, dozens of people were killed by terrorists at a mall in Nairobi, Kenya. That tragedy and the deaths of wild animals left "my heart in pain," she said."Yellow Hill: The Stranger's Tale," she said, deals with the Chinese people who came to America in the 19th century to work on railroads and in gold mines. Many of those people were treated harshly by Americans, she said.In "Yellow Hill," Ling plays a woman who gets revenge for the Chinese people who were mistreated. In her position as an actress, "I have the passion, power and responsibility to reveal and to display that part of history," she said.A lot of tender, "heart-filled stories" are revealed in her character's journey in America, Ling said.The writer and director of "Yellow Hill" asked Ling to be involved. He said, " 'I have written this just for somebody like you. But I'll never be able to get it produced because I need a star,' " Ling recalled.Ling met with him to give the film more action and make it more attractive to young audiences. The goal is to make "Yellow Hill" a feature-length film. She believes it could become a very successful, "educational and fun movie."At the beginning of the Friday night's session, producer Tom Black encouraged people to dig up "Red Corner," a 1997 film. Black said that Ling did a wonderful job of acting in that film, starring opposite Richard Gere."She's a fantastic actress. We're excited to have her here," Black said on the Capitol Theatre stage.Ling, who w儲存ll leave Aberdeen on Sunday, will start a film Tuesday in Los Angeles. She has the lead part in the picture, which is based on a prize-winning novel. "It was originally written for a white actress," she said. But she won the part because of her audition, she said. She memorized a three-page monologue, and the producers said her performance "knocked them out."In Aberdeen, she's happy to be surrounded by a lot of talented filmmakers, she said. "I'm excited to be here. Look at the theater. It's so historical (with) so much character. It think it's much more interesting than Los Angeles."In addition to "The Crow" and "Red Corner," Ling said people recognize her from "Wild Wild West," "Taxi 3," "My Baby's Daddy" and the television series "Lost" and "Entourage."She was in only one episode of "Lost," she noted. "But my role was so powerful people remember it."Long driveThree young men drove all the way from Toronto, Canada, to attend the South Dakota Film Festival in Aberdeen. Why? Because they were invited.The filmmakers -- Walter Woodman, Patrick Cederberg and Matt Hornick -- are currently hot properties. The 18-minute film, "Noah," was voted best Canadian short film earlier this month at the Toronto International Film Festival.But the Aberdeen event was the first festival to accept "Noah." It was also the first to call the young Canadians and invite them to attend. The call came from Brandt, one of the producers of the South Dakota Film Festival.The young men were so flattered and Brandt was so persuasive that they realized they needed to come, Cederberg said. At the South Dakota Film Festival, "Noah" was voted best narrative short film.Cederberg, 23, and Hornick and Woodman, both 22, graduated in May from Ryerson University in Toronto.The story told in "Noah" plays out entirely on a teenager's computer screen. It will be shown at this afternoon's session, which runs from 2 to 5:30 p.m.The Canadians left Toronto Wednesday morning, and arrived at 6 p.m. Thursday. They traveled in a Grand Marquis owned by Cederberg's father.Woodman said the car looks like a drugmobile. The young men were stopped for a time at the border "because we look like a bunch of stoners," Woodman joked.Because of the Toronto award, the future looks bright for the filmmakers. They plan to attend a festival later this year in Munich, Germany.Follow @JeffBahr_AAN on Twitter.Copyright: ___ (c)2013 the American News (Aberdeen, S.D.) Visit the American News (Aberdeen, S.D.) at .aberdeennews.com Distributed by MCT Information Services迷你倉

迷你倉 cqcbepaper.cqnews.net/cqcb/html/2013-09/29/content_1680759.htm...這邊耍事有點多> 重慶秋季購物美食消費節·歡樂南岸國際數碼節即將�動，景區酒店商場餐飲聯手促銷 重慶晨報訊 （記者 徐菊）“2013重慶...儲存倉

　　據新華社香港9月28日電　　記者 張天國 報道員 金小菲　　日前，自存倉“蘭桂坊之父”盛智文在香港接受新華社記者專訪時表示，上海自貿區是中國探索如何開放、如何發展的巨大進步，未來有望成為迷你香港。他還透露，蘭桂坊將在幾個月內正式進軍上海。　　盛智文表示，上海自貿區的建立是中國在探索開放道路上的巨大進步，其意義類似于當年浦東開發對上海的貢獻。　　“自貿區的發展非常特殊，它就像一個迷你香港，可以開放�多內地尚在限制中的行業和領域。”　　盛智文希望自貿區將如香港一樣在酒店、服務貿易、銀行業等領域不再受到嚴格的規管，從而使人民幣和商業實現自由的流通和流動。　　盛智文認為，以上海為依托建立自貿區是中國謀求擴大開放的明智之舉，體現了中央政府開拓創新的智慧和勇氣，“在不大的區域內做試驗，可操作性強，如果發展得順利，便可以拓展到其它更廣闊的區域”。　　年過mini storage甲的盛智文19歲來到香港，目睹了中國巨變的他對中國未來的發展抱有充足信心。2008年，他放棄加拿大國籍，加入中國國籍並領取了香港人來往內地的回鄉證。　　“深圳從小漁村發展成為大都市的實踐已經證明瞭中國改革開放道路的正確，現在又開發了上海自貿區，再加上前海、南沙等，我相信它們都會越來越好。”　　生于德國的盛智文從小即具備猶太裔過人的經商頭腦，在從事服裝生意賺到第一桶金後，商業嗅覺敏銳的他從香港最繁華的商業中心——中環發現了商機，將旁邊一條名不見經傳的斜坡小巷打造成了集酒吧、餐飲于一身的著名夜生活休閒區域，那條“L”形的小街“蘭桂坊”也隨即聲名遠播。　　目前蘭桂坊集團已先後入駐成都、海口和無錫開發休閒商業項目，還與長沙、青島、大連、武漢、哈爾濱等約20個城市接洽過。盛智文透露，幾個月內上海的項目將正式對外公佈，這也是蘭桂坊首次瞄準內地一線城市。儲存

中國銀行：借力電商平台　　以京東每年數百億元人民幣計算的現金流為擔保，儲存銀行就可以給京東打包授信循環信用額度。取得授信額度的供應商，完成對京東的送貨後，即可與京東對賬，核對無誤後，京東給中國銀行指令，銀行將貨款金額提前給供應商結清。待賬期規定的結款賬期日到達，京東將貨款（本金）還給中國銀行。目前京東平台上有1億註冊用戶、40000多直接供應商及訂單量超過100萬元。中信銀行：聚焦五大特色領域　　特點： “三大平台”“四大增值鏈”“五大特色網絡”　　業務接入口：物流融資平台、同業合作平台和政府支持平台　　業務鏈條： 供應鏈金融應收賬款增值鏈、預付賬款增值鏈、物流服務增值鏈和電子服務增值鏈四大增值鏈　　五大特色網絡　　1.汽車銷售金融網絡服務：服務汽車零部件生產企業、汽車經銷商　　2.鋼鐵銷售金融網絡服務： 服務原材料生產和貿易企業服務的鋼鐵採購企業、鋼材經銷商　　3.家電金融網絡業務：服務廠商、經銷商、家電賣場、消費者等。 包括“廠商—經銷商—消費者”銷售模式下的保兌倉業務模式，及“廠商—大賣場—消費者”銷售模式下的大賣場的動產質押業務模式　　4.電信業金融網絡業務：服務電信設備製造商、電信終端製造商　　5.石化金融網絡業務： 服務石化生產、銷售企業興業銀行：發力汽車金融　　國內貿易融資產品既包括預付、存貨、應收三大類標準產品，也包括為客戶量身定制的個性化綜合服務方案；國際貿易融資產品既包括出口貿易融資、進口貿易融資和對外擔保三大系列產品，又包括為進出口企業提供的個性化國際貿易融資解決方案。　　汽車金融業務總部，這一部門採取准事業部方式運作，對汽車及工程機械行業的客戶進行營銷管理、產品方案設計、信貸審批、風險管理等集中流水線作業。汽車金融業務涵蓋乘用車、商用車、工程機械和經銷商集團四大業務板塊的金融服務方案，具體包括訂單融資、應收賬款（池）質押、經銷商預付款融資業務、汽車消費信貸（適用于購買乘用車的客戶）、建店融資、汽車經銷商預付款融資等逾20個業務品種，為汽車及工程機械領域提供全面的金融服務方案。中國工商銀行：提速電子供應鏈　　電子供應鏈融資通過與供應鏈核心企業的ERP系統實時對接，將網絡融資完全嵌入供應鏈交易鏈當中， 簡化了傳統供應鏈融資的業務流程，提高了業務效率。　　迷你倉行電子供應鏈融資業務通過與核心企業緊密合作，將核心企業的信用向上下游轉移，主要關注交易本身的物流及資金流，幫助上下游小微企業解決了因押品不足導致的擔保難題。其次，工行電子供應鏈融資採用“客戶自助網絡化操作+內部自動系統[1.19%]化處理”的業務模式，客戶只需登錄該行的網站就可以靈活、自由地進行融資申請、上傳或確認訂單、提款、付款、還款、查詢等操作，滿足了小微企業“短、頻、急”的資金需求特徵。　　工行的電子供應鏈融資業務充分發揮工商銀行渠道優勢，即使核心企業與客戶所在地不同，也能實現“一點接入，全面服務”的跨區域服務模式，真正適應了現有供應鏈上下游客戶的地區分佈特徵。民生銀行：現代農業領域尋突破　　在地產金融事業部、能源金融事業部、交通金融事業部、冶金金融事業部之外拓展特色事業部：現代農業金融中心的茶葉事業部和與泉州分行並列的石材金融事業部。　　銀行和茶農之間很難發生抵押貸款，企業想主動給茶農擔保，但是以前茶農和企業的關係並不緊密，現在由政府出面將茶山、茶田的采植權確定給茶農，企業和茶農就可以互保，獲得資金後茶農就能提高加工質量，購買更多的機械設備，提高收益。銀行設計一款產品，以授信茶企掌握的稀缺、高端和有機的茶園資源，有償暫時性讓渡專屬茶園的部分實物收益權。私人銀行客戶可以按份數來買這些茶山未來幾年的收益權，並且這種收益權可以轉讓。從市場行情來看，茶園的收益權可能每年會有成倍的增值。招商銀行：自助融資 自動審批　　目前涵蓋電商平台、零售商超、大型生產企業、物流倉儲平台、政府採購機構、大宗商品平台、日用快消品行業、電信通信行業八大類供應鏈金融解決方案。　　系統信息直連：平台和供應鏈中各主體的系統直連，訂單、應收賬款、存貨和運輸倉儲等多元商流信息可以通過平台智慧地進行分類軌跡和傳遞到所需的供應鏈各方。　　部分業務自動判斷：實時分析處理業務項。額度信息、交易信息、資金信息、物流信息等各類數據，自動識別和控制信用風險，在部分業務中，甚至可以做到系統全自動“智慧判斷”，顛覆了“貸前調查、貸時審查、貸後檢查”的傳統方式。　　客戶自助融資：客戶可以在線隨時測算當前可以在招行申請貸款的金額，自助發起融資申請，平台在線自動審批，實時放款。　　需求在線管理：為供應鏈經營的在線管理提供支持。儲存倉