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NEW YORK, Jan.24小時迷你倉 2, 2014 /PRNewswire/ -- RateWatch, a premier banking data and analytics service owned by TheStreet, Inc. reported today that national averages for 5-year CD rates increased one basis point this week, while other durations remained unchanged this week as the Federal Reserve has continued to keep the short-term federal funds rate at a range of zero to 0.25% since late 2008.(Logo: photos.prnewswire.com/prnh/20130102/NY35868LOGO-b )(Logo: photos.prnewswire.com/prnh/20130219/NY62571LOGO )"With the Federal Reserve's decision to scale back its economic stimulus program, and its possible conclusion this year, savers should be prepared to watch CD rates creep higher through 2014," reported Joe Deaux, TheStreet's Economics Analyst. "Simply, for the first time since before the 2008 financial crisis, individuals seeking a higher yield in their cash investments should keep an eye on certificates of deposits in the coming year."NATIONAL AVERAGE RESULTS - $10KThis Last week week ---- ----Money Market 0.10 0.10 ------------ ---- ----1 month CD 0.06 0.06 ---------- ---- ----3 month CD 0.09 0.09 ---------- ---- ----6 month CD 0.14 0.14 ---------- ---- ----1 year CD 0.23 0.23 --------- ---- ----2 year CD 0.37 0.37 --------- ---- ----3 year CD 0.51 0.51 --------- ---- ----4 year CD 0.63 0.63 --------- ---- ----5 year CD 0.82 0.81 --------- ---- ----TOP RATE ISSUERS - $10KThis is a list of issuers with top interest rates. The issuer's Financial Strength Rating is an independent, unbiased evaluation of quarterly regulatory statements. Institutions are assigned a letter grade of A-E with "A" representing the highest rating based on a review of many aspects of financial safety including capitalization, asset quality, profitability and liquidity. For more information, visit .weissratings.com/help/what-our-ratings-mean.aspx. Information is believed to be accurate, but not guaranteed.Money Market Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---First NBC Bank B- 10000 1.260 --- ----- -----504-671-3550.firstnbcbank.com --------------------Doral Bank D- 5000 0.940 --- ---- -----212-584-6820.doralbankny.com -------------------Sallie Mae Bank A- 1 0.900 --- --- -----801-281-1423.salliemaebank.com ---------------------Mercantil Commercebank, National Association C 10000 0.900 --- ----- -----305-460-8701.mercantilcb.com -------------------Ally Bank B+ 1 0.850 --- --- -----877-247-2559.ally.com ------------1 Month CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---Beal Bank USA C+ 1000 0.400 --- ---- -----702-598-3500.bealbank.com ----------------Umbrellabank.com C 1000 0.400 --- ---- -----866-862-7355.umbrellabank.com --------------------Beal Bank, SSB C 1000 0.400 --- ---- -----619-894-8066.bealbank.com ----------------Merchants Bank of Indiana A 1 0.350 --- --- -----765-874-2511.merchantsbankofindiana.com ------------------------------Pinnacle Bank B 500 0.350 --- --- -----402-454-6515.pinnbank.com ----------------3 Month CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---Beal Bank USA C+ 1000 0.510 --- ---- -----702-598-3500.bealbank.com ----------------Umbrellabank.com C 1000 0.510 --- ---- -----866-862-7355.umbrellabank.com --------------------Institution for Savings In Newburyport B 1 0.500 --- --- -----978-462-3106.institutionforsavings.com -----------------------------Doral Bank D- 500 0.500 --- --- -----850-914-2525.doralbankflorida.com ------------------------FirstBank Florida D 1000 0.500 --- ---- -----305-740-9522.firstbankfla.com --------------------6 Month CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---Doral Bank D- 500 1.000 --- --- -----212-584-6820.doralbankny.com -------------------Beal Bank USA C+ 1000 0.750 --- ---- -----702-598-3500.bealbank.com ----------------GE Capital Bank A 500 0.700 --- --- -----801-517-5000.gecapitalbank.com ---------------------Discover Bank C+ 500 0.650 --- --- -----888-765-6654.discoverbank.com --------------------VirtualBank B- 10000 0.650 --- ----- -----561-776-8860.virtualbank.com -------------------1 Year CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---Doral Bank D- 500 1.200 --- --- -----212-584-6820.doralbankny.com ---------迷你倉旺角---------Beal Bank USA C+ 1000 1.110 --- ---- -----786-347-3601.bealbank.com ----------------CIT Bank B+ 1000 1.020 --- ---- -----801-412-6800.bankoncit.com -----------------GE Capital Bank A 500 1.000 --- --- -----801-517-5000.gecapitalbank.com ---------------------Nationwide Bank B+ 10000 0.960 --- ----- -----614-249-6226.nationwide.com ------------------2 Year CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---Doral Bank D- 500 1.450 --- --- -----212-584-6820.doralbankny.com -------------------CIT Bank B+ 1000 1.170 --- ---- -----801-412-6800.bankoncit.com -----------------GE Capital Bank A 500 1.150 --- --- -----801-517-5000.gecapitalbank.com ---------------------First Guaranty Bank C+ 500 1.150 --- --- -----985-345-7685.fgb.net -----------Guaranty Bond Bank, National Association B+ 1000 1.150 --- ---- -----903-572-9881.gnty.com ------------3 Year CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---Institution for Savings In Newburyport B 1 2.000 --- --- -----978-462-3106.institutionforsavings.com -----------------------------Doral Bank D- 500 1.600 --- --- -----212-584-6820.doralbankny.com -------------------First Guaranty Bank C+ 500 1.450 --- --- -----985-345-7685.fgb.net -----------Intervest National Bank C 2500 1.450 --- ---- -----212-218-8383.intervestnatbank.com ------------------------Boiling Springs Savings Bank C+ 1000 1.400 --- ---- -----201-939-6600.bssbank.com ---------------4 Year CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---Institution for Savings In Newburyport B 1 2.000 --- --- -----978-462-3106.institutionforsavings.com -----------------------------HarborOne Bank U 1 2.000 --- --- -----508-895-1000.harborone.com -----------------EverBank C+ 1500 1.680 --- ---- -----888-882-3837.everbank.com ----------------Nationwide Bank B+ 10000 1.670 --- ----- -----614-249-6226.nationwide.com ------------------Doral Bank D- 500 1.650 --- --- -----212-584-6820.doralbankny.com -------------------5 Year CD Financial Minimum APY Strength to Earn (%) Rating Interest ($) --- ---EverBank C+ 1500 2.160 --- ---- -----888-882-3837.everbank.com ----------------iGObanking.com C+ 1000 2.150 --- ---- -----888-432-5890.igobanking.com ------------------Flushing Commercial Bank C+ 5000 2.150 --- ---- -----718-512-2929.flushingbank.com --------------------VirtualBank B- 10000 2.020 --- ----- -----561-776-8860.virtualbank.com -------------------GE Capital Bank A 500 2.010 --- --- -----801-517-5000.gecapitalbank.com ---------------------Financial Strength Rating: A=Excellent, B=Good, C=Fair, D=Weak, E=Very Weak, U=Unrated Plus sign "+" = top of range, Minus sign "-" = bottom of rangeData is surveyed weekly with averages calculated each Monday afternoon from RateWatch's unbiased national interest rate survey of over 96,000 financial institution locations across the United States.About RateWatchFor over 20 years, RateWatch has been the premier provider of competitive interest rate and product information to financial institutions across the United States. Consistently providing top quality, highly relevant data RateWatch maintains the largest database in the industry with deposit, loan, and fee information monitoring over 96,000 locations. Rate surveys, product comparisons, financial strength reporting, local/regional/national averages, fee reporting, specialty reports and more are available. To learn more about RateWatch, visit .rate-watch.com. RateWatch is a division of TheStreet, Inc.About TheStreetTheStreet, Inc. (.t.st) is the leading independent digital financial media company providing business and financial news, investing ideas and analysis to personal and institutional investors worldwide. The Company's portfolio of business and personal finance brands includes: TheStreet, RealMoney, RealMoney Pro, Stockpickr, Action Alerts PLUS, Options Profits, MainStreet and RateWatch. To learn more, visit .thestreet.com. The Deal, the Company's institutional business, provides intraday coverage of mergers and acquisitions and all other changes in corporate control. To learn more, visit .thedeal.com.Contact:Emily Schneider TheStreet, Inc. 212-321-5521 emily.schneider@thestreet.comJoe Deaux TheStreet, Inc. 212-321-5086 joseph.deaux@thestreet.comPhoto: photos.prnewswire.com/prnh/20130102/NY35868LOGO-bphotos.prnewswire.com/prnh/20130219/NY62571LOGOTheStreet, Inc.Web site: .thestreet.com/mini storage